01Featured
Bring a Pennylane invoice in
Well reads an invoice from Pennylane and forwards it to your Ramp email-in address, so the document is filed without anyone re-keying it.
Pennylane to RampAvailableNative · PennylaneNative · Ramp
Bring Pennylane invoices into Ramp
Move Pennylane invoices and contacts through Well and into Ramp as draft bills, with the audit trail kept on every record.
About Pennylane and Ramp
Pennylane
Source
The Pennylane integration creates a bidirectional bridge between Well and your accounting workspace.
Ramp
Target
The Ramp integration connects your corporate card and expense management platform to Well.
Why this pair
Invoices live in Pennylane, but matching them to the spend recorded in Ramp is manual work.
Well reads the invoices and the companies behind them from Pennylane and your existing records from Ramp, then forwards each document to your Ramp email-in address. The document arrives with its counterparty resolved and checked against Ramp spend, so it lands against the charge it belongs to rather than as a fresh unknown for someone to reconcile.
What Well does between Pennylane and Ramp
- One-way: Pennylane into Well into Ramp
- Sync mode: Real-time MCP push
- Events arrive in seconds
Trigger from Pennylane
4 events · pick one
Well engine·recipe·When a Pennylane customer invoice is read
Source
from payment · live webhook
Northpoint Logistics
via Pennylane
When a Pennylane customer invoice is read
INV-1284 · 22 Apr 2026€1,284.00
Extract
5 fields read from Pennylane
5 fields read
- CustomerNorthpoint Logistics
- Invoice numberINV-1284
- Issue date22 Apr 2026
- Total€1,284.00
- CurrencyEUR
Enrich
against your historical record graph
4 fields added
- Customer recordNorthpoint Logistics
- Domainnorthpoint.io
- Tax idNL876543219B01
- Sales journalVE · 2026
Confidence97%
<55% refused55–85% review≥85% auto-posts
Post
reconcile as draft bills
Create a draft bill in Ramp Bill Pay
auto-posted
- TypeBill
- VendorNorthpoint Logistics
- Amount€1,284.00
- LedgerVE · 2026
- Source docattached
- Confidence97%
audit linkto Ramp
Action in Ramp
1 compatible with this trigger
Create a draft bill in Ramp Bill Pay
Workflows Pennylane and Ramp unlock together.
02
Match against records Well reads from Ramp
Well reads your companies and transactions from Ramp and checks each Pennylane document against them, so it lands against the spend it belongs to.
03
Keep the Pennylane record attached
The Pennylane invoice reference travels with the document forwarded to Ramp, so each entry traces back to the record it came from.
04
Catch a duplicate early
Well checks a Pennylane invoice against what it has forwarded and what Ramp holds, so the same document is not filed twice.
11 signals and actions across Pennylane and Ramp
When a Pennylane transaction is read
Captures the bank transactions Pennylane holds with amount, date, and counterparty.
Trigger·TransactionWhen a Pennylane customer invoice is read
Pulls Pennylane customer invoices with line items, customer, totals, and VAT.
Trigger·InvoiceWhen a Pennylane supplier invoice is read
Pulls Pennylane supplier invoices with the supplier, amount, due date, and VAT.
Trigger·InvoiceWhen a Pennylane payment is read
Reads the payment recorded against a Pennylane invoice with method and amount.
Trigger·Payment methodWhen a Pennylane credit note is read
Captures Pennylane credit notes with the linked invoice, totals, and VAT so refunds reconcile correctly.
Trigger·InvoiceWhen a Pennylane customer is read
Pulls Pennylane company customers with name, registration number, and billing detail.
Trigger·CompanyWhen a Pennylane bank account is read
Pulls the bank accounts linked in Pennylane with currency and holder detail.
Trigger·AccountCreate a draft bill in Ramp Bill Pay
Well forwards the PDF to your company's @ap.ramp.com address; Ramp OCR creates a draft bill with invoice number, vendor, payment details, and line items pre-filled.
Action·InvoiceResolve a Ramp vendor from the bill
Ramp's OCR resolves the vendor name from the document. You confirm or merge against an existing Ramp vendor.
Action·Company
ReferenceField mapping for Pennylane → Ramp9 fields across 2 record types, open to see the full table.
Reference
Field mapping for Pennylane → Ramp
9 fields across 2 record types, open to see the full table.
Invoice fields
4 fields flow from Pennylane into Ramp.
| Pennylane field | Label | Ramp field | Label | |
|---|---|---|---|---|
| invoice.amount.total | Total amount | matched_record.amount | Matched amount | |
| invoice.currency | Currency | matched_record.currency | Currency | |
| invoice.invoice_number | Reference | matched_record.reference | Reference | |
| invoice.id | Pennylane id | matched_record.id | Source id |
Transaction fields
5 fields flow from Pennylane into Ramp.
| Pennylane field | Label | Ramp field | Label | |
|---|---|---|---|---|
| transaction.amount | Amount | transaction.amount | Transaction amount | |
| transaction.currency | Currency | transaction.currency_code | Currency | |
| transaction.date.created | Execution date | transaction.user_transaction_time | Transaction time | |
| transaction.label.description | Label | transaction.merchant_name | Merchant | |
| transaction.id | Transaction id | transaction.id | Ramp transaction id |
Connect Pennylane and Ramp in three steps.
- 1
Connect Pennylane
Click Connect with Pennylane; Well's OAuth proxy handles Pennylane authorisation through Dynamic Client Registration. Pennylane's MCP server registers a read-scoped Well client through DCR; no credential paste, no shared secret.
- AuthOAuth 2.0
- 2
Map your accounts
Well discovers Pennylane's supplier and customer invoices, contacts, and VAT detail read over Pennylane's MCP server and the the Ramp Bill Pay drafts queue awaiting approval. Match candidates are scored on counterparty, amount, date, and reference; above 85% confidence the link posts automatically, below it the candidate set queues for sign-off.
- Auto-post above85% confidence
- Overridemanual anytime
- 3
Connect Ramp
Click Connect with Ramp; the Ramp MCP server registers a Well client automatically. Ramp's MCP server registers a write-scoped Well client through DCR; no credential paste, no shared secret.
- AuthOAuth 2.0
- First sync~30 min
45 agent skills run on Pennylane and Ramp.
Each one answers a question from the data this pair brings in. The required ones return nothing until a source like it is connected.
Needs a source like these
Runway
Know how many months of cash you have at your current burn, with both sides of the division shown.
Cash position
Know how much cash you hold right now, with the accounts counted and the ones left out both stated.
Cost structure
See where your company's money actually goes, no spreadsheets required.
Payment and invoice lookup
Find what payment settled an invoice, or catch every payment that never got one.
Burn rate
Know what you spend in an average month over a window you can see, with the months that carried no spend counted.
Cash forecast
See the settled month-end cash series and where the line goes from the last complete month.
Cash flow bridge
See how the month moved from opening cash to closing cash, with whatever does not reconcile named as its own step.
Missing supplier invoices
See which suppliers owe you paperwork, before your accountant asks.
Assign missing invoices
Put a name on every settled expense that still has no invoice.
Missing invoice sweep
Walk the whole month-end sweep in one prompt.
Close the books
Drive the month-end close from open to sent to your accounting tool.
Categorize your suppliers
Close the category gaps behind your spend before you close a month.
Board pack
The board numbers in one pass, each with its scope and its window stated.
Subscription spend
See what each scheduled supplier costs a month and a year, how it moved, and where your workspaces can save.
Subscription actions
Cancel a subscription, ask for a better price or contest a double debit, with your bank's facts in the email.
Personal spending
See what you spent on one thing this month, and how that compares to a usual month.
Prefill Form 1120
Get page 1 of your 1120 back as a PDF with your own book figures already in the boxes, and a list of every box left for your preparer.
Prefill Form 1099-NEC
Get one 1099-NEC per contractor back as a PDF with your own posted figures already in box 1, and the list of payees you cannot file for yet.
Unposted and blocked
See what in a month has not reached the ledger, and which pile each item sits in.
Check bank and books
Check that your bank and your books match, and re-run what missed rows.
VAT radar
See the net VAT your posted ledger shows for a quarter and which invoices to fix first.
Accounting reports
Read your profit and loss or balance sheet from QuickBooks, Xero or Pennylane.
Answers better with these connected
Receivables aging
See who owes you money: the unpaid and overdue customer invoices, how late each is, and the total.
Bills due
See what you owe and when, ordered by due date with a running total.
Rank clients by LTV
Find out what each customer is worth over its whole life, ranked from the most valuable down.
FX exposure
See how much of your cash and receivables sit outside your reporting currency.
Company profile
Everything you know about one company, in one view.
Missing receipts
Find the bills with no paperwork attached, before an auditor does.
Recurring revenue
Know what you can count on earning each month, averaged over real months.
Invoice fetching agents
See exactly which agents would run, before any of them does.
Convert currencies
Turn mixed currencies into one number you can actually audit.
Payables aging
See what you owe your suppliers, and how long each bill has been past due.
Compose a board
The measures you name, arranged on one board that stores the question rather than the answer.
Revenue by customer
See which customers your revenue came from in a period, ranked, with the part you could not place named.
Supplier spend register
See what you paid each supplier over a year, ranked, with the invoices that could not be placed counted beside the total.
Call and claim
Claim a refund or a compensation with the evidence in hand, and know what to say when you call.
Money back
Find the supplier refunds, VAT credits and expense notes still owed to you, with the evidence for each.
Employer cost
Read a month of payslips, or each of several months, and state, per person, gross pay plus the employee deductions and the employer charges the payslip printed, then list the payroll related bills paid from the bank that no payslip carries.
Check contractor status
For each supplier that looks like a freelancer, read the purchase invoices, the payment rail and any contract Well holds, and state the facts a requalification question turns on, next to the papers your country expects you to keep.
Uses them when they are there
Connects and checks them
Check your connections
See what is connected, what is syncing, and what is missing.
Build your context graph
Connect your AI apps and your tools, then see your business as one context graph.
Connect your bank
Get the bank feed in, and confirm it is really live.
Tax id chase
The companies you deal with that carry no tax identifier, listed before year end.
How Pennylane and Ramp stay secure with Well
Well connects to Pennylane through its MCP server, which issues short-lived access tokens via Dynamic Client Registration. Well never holds a long-lived Pennylane secret; the server refreshes its own tokens on each session. Anything Well holds between Pennylane and Ramp is encrypted at rest and handled in line with GDPR.
MCP server authEncrypted at restGDPR compliant
Scopes Well requestswellapp.ai/v1/mcps/pennylane/mcp
- granted
Read Pennylane records
Scoped to supplier and customer invoices, contacts, and VAT detail read over Pennylane's MCP server. No access to anything else in your Pennylane account.
- granted
Deliver documents to your Ramp inbox
Well forwards the extracted document to your Ramp email-in address; Ramp reads draft bills via email-in at the @ap.ramp.com address, with invoice number, vendor, payment details, and related records from it and you review and post. No write credential to Ramp is requested.
- refused
Modify or delete Pennylane records
Not granted. Pennylane is read-only on Well's side; the source of truth never moves.
- refused
Read other workspaces' data
Not granted. A session resolves only to the workspaces your account belongs to, and Well checks that membership before it returns any record.
Disconnect any time from Well settings or Pennylane’s admin panel.
Frequently asked questions about Pennylane and Ramp on Well
- 01What Pennylane data does Well pull into Ramp?
- Pennylane streams supplier and customer invoices, contacts, and VAT detail read over Pennylane's MCP server to Well over its MCP server. After Well resolves the counterparty and assigns a confidence score, the matched record posts to Ramp as draft bills via email-in at the @ap.ramp.com address, with invoice number, vendor, payment details, and line items pre-filled by Ramp's OCR, with the Pennylane event ID preserved on the entry for audit.
- 02Will every Pennylane record post to Ramp automatically?
- Not always. Within seconds of Pennylane firing the event, Well scores the record on field completeness, counterparty strength, and policy fit. Above the 85% default auto-link threshold Well forwards the reconciled document to your Ramp email-in address and Ramp drafts the record from it for you to confirm. Between 55% and 85% the record waits in the review queue with the alternative matches ranked. Below the 55% default review threshold the record is refused and the candidate list kept so you can pin the right entry by hand.
- 03How does Well match Pennylane records to entries in Ramp?
- Well scores every candidate match between Pennylane records and existing Ramp entries on counterparty name, amount, date proximity, currency, and reference. Above 85% the record links to the historical entry and Ramp updates; between 55% and 85% the candidates are queued for sign-off; below 55% the record stays open with the candidate list available.
- 04Does Well handle multi-currency records between Pennylane and Ramp?
- Pennylane carries the original transaction currency on every record, but Ramp ledgers in a single base; Well preserves the source currency, attaches the FX rate at the timestamp of the event, and the converted figure and the source amount both travel on the document Well forwards to Ramp, so both sides of the trade are visible when you post.
- 05How does Well prevent duplicates when posting Pennylane records to Ramp?
- Pennylane sends each event with a stable resource ID that Well tracks against the Ramp ledger. Webhook replays (which Pennylane can issue for delivery retries) are recognised by ID and either skipped or used to update the existing Ramp entry. Distinct records that look similar are caught by Well before posting, with the candidates surfaced in the review queue when confidence is ambiguous.
- 06How does Well authenticate with Pennylane and Ramp?
- Pennylane's MCP server handles authorisation directly; Well receives an access token through Dynamic Client Registration and never sees raw user credentials. For the delivery side, Well forwards the reconciled document to your Ramp email-in address once it clears the matching threshold; Ramp creates the draft record from it and you confirm and post it. Well holds no write credential to Ramp. Tokens are encrypted in transit under TLS 1.3. Anything Well holds between Pennylane and Ramp is encrypted at rest and handled in line with GDPR.
Connect Pennylane and Ramp
Link both tools to Well so Pennylane invoices reach Ramp already matched to spend.
- Read-only scopes on Pennylane
- AES-256 at rest, TLS 1.3 in transit
- GDPR compliant
- Revocable Ramp access in one click
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