Cost structure

See a company's or household's spend by category, supplier and trend; not for savings: use Subscription spend.

npx skills add wellapp-ai/skills --skill cost-structure
Wellapp
Where does our money go?

Ask anything or use / for commands...

How the skill answers

Every step of the run, in order, with the card each one returns. A step that hands its work to another skill says which one.

  1. You ask

    Where does our money go?

  2. Pin the workspaceSkill useddefine-workspace

    Workspaces

    Pick the workspaces to work in.

    Your workspaces
  3. Confirm the accounting settings this breakdown readsSkill used
    confirm-accounting-settings
  4. Confirm the connections this answer needsSkill usedconnect-tools

    Connect a tool

    Pick a tool to connect it to Well.

    Available tools
    1 of 1
    QuickBooks avatar
    QuickBooks
    Connection
    —
    Category
    Accounting
    Data
    Accounting
    Status
    —
    Last sync
    —
    1 selected
  5. Pin the monthSkill useddefine-period
  6. Confirm every sync has finished, and recentlySkill used
    verify-sync-freshness
  7. Confirm the month holds transactionsSkill used
    verify-window-has-activity
  8. Attach every account to a company you ownSkill used
    link-accounts-to-companies
  9. Categorize the monthSkill used
    categorize-window-transactions
  10. Elect the sign conventionSkill used
    elect-sign-convention
  11. Settle the currencySkill usednormalize-currency
  12. Walk the ladder and build the slicesSkill used
    compute-cost-structure
  13. Put the breakdown on the card
  14. You get

    Cost Structure

    June 2026 · categories auto-assigned

    Use the left and right arrow keys to resize this card, Home for its narrowest width, or End for its widest.

    €380,000

    Ask for “Cost Structure” to open this again.

    Salaries lead at €208K a month (54.7%), then cloud and infra at €64K, marketing at €50K, tools at €33K, and €25K other. That is €380K total, computed from your posted ledger entries.

Frequently asked questions

Where do the categories come from?

From the first of four columns that covers enough of the month to be worth grouping on: your own chart of accounts, Well's category catalog, the stored category labels, or the transaction type. The answer always says which one it used.

What if nothing is categorized?

The skill says so, and offers to categorize the month rather than drawing a chart with one unlabelled slice in it.

Which month does it cover?

The one you choose. Name a month in your question, or pick one when the skill asks. It is always one complete month, never a quarter.

Ask your first question today

Connect your tools, then ask in plain language. Every answer traces back to the record behind it. Free to start.