Money leak finder
Find the double charges and price rises in your bank debits, each with the dates and amounts your bank shows.
npx skills add wellapp-ai/skills --skill money-leak-finder
Ask anything or use / for commands...
How the skill answers
Every step of the run, in order, with the card each one returns. A step that hands its work to another skill says which one.
- You ask
Where am I losing money?
- Pin the workspaceSkill useddefine-workspace
Workspaces
Pick the workspaces to work in.
Your workspaces - Confirm the bank connectionSkill usedconnect-tools
Connect a tool
Pick a tool to connect it to Well.
Available tools1 of 1
QuickBooks- Connection
- —
- Category
- Accounting
- Data
- Accounting
- Status
- —
- Last sync
- —
1 selected - Verify the debits have landed
- Scan for leaksSkill useddetect-recurring-charges
- Write the list
- If any required step errors or returns unusable data
- You get
Harbor Cloud charged you €212 twice, 3 days apart. A design tool went from €29 to €35 a month. A new vendor has charged you €18 a month since June. Every line is a lead to check.
More skills to try
Every skill answers a different question from the same connected data. Add one, ask, and see the working.
Runway
Know how many months of cash you have at your current burn, with both sides of the division shown.
Runway Stress Test
See how long your cash lasts if a customer pays late, leaves, or you hire.
Cash position
Know how much cash you hold right now, with the accounts counted and the ones left out both stated.
Cost structure
See a company's or household's spend by category, supplier and trend; not for savings: use Subscription spend.
Receivables aging
See which customers still owe you money: the unpaid and overdue invoices, how late each is, and the total.
Chase late invoices
Get a prioritized list of who to chase for payment, with their contact info and a message already drafted.
Frequently asked questions
Can it find charges that continued after I cancelled?
No. Well holds no cancellation date for a subscription, so no charge can be called late. The skill says so rather than guessing from the memo on the line.
Does a flag prove I was overcharged?
No. A flag is a lead with the vendor, the dates and the amounts beside it. A second charge can be a real second purchase, and a price rise can be one you agreed to. You decide, and the skill never claims otherwise.
Why did it skip the price on one of my vendors?
A bill that changes every month has no fixed price to compare against. The skill counts those vendors and leaves them untested instead of flagging every normal change.
How far back does it look?
It reads the last three complete months for leaks and the six months before them as history. A vendor is called new only if it never charged you in that history, and the answer states how long the history was. You can name a different window.
What if the vendor already refunded me?
A credit from the same vendor after the charge keeps the line on the list, with the credit's date and amount beside it. The skill does not judge whether the credit covers the charge, so check the amounts yourself.
Why are some transactions not scanned?
A row with no direction, no vendor company, or a payment that never settled cannot be compared fairly. The skill counts each group and reports the counts beside the result, so you can tell a clean scan from a thin one.
What if I pay vendors in several currencies?
Each charge keeps its own currency, and you get one list per currency. The skill converts nothing and never adds two currencies together.
Ask your first question today
Connect your tools, then ask in plain language. Every answer traces back to the record behind it. Free to start.