Qonto logoRamp logoQonto to Ramp
AvailableNative · QontoNative · Ramp

Forward Qonto supplier invoices into Ramp

Mirror Qonto reconciliation rules onto Ramp for the second leg of every inter-account flow, with the FX gain or loss landing on its own ledger line.

About Qonto and Ramp

Qonto logo
Qonto
Source

Qonto is two separate authorisations, not one.

Ramp logo
Ramp
Target

The Ramp integration connects your corporate card and expense management platform to Well.

Why this pair

A supplier invoice in Qonto and the spend it corresponds to in Ramp often describe the same vendor, but nothing joins them until someone checks by hand.

Well reads the supplier invoices and attachments from Qonto and the spend already in Ramp, resolves the supplier behind each invoice, and forwards the document to your Ramp email-in address with the supplier matched. The invoice that lands carries a verified supplier and its PDF, so the vendor behind a charge is resolved rather than assumed.

What Well does between Qonto and Ramp

  • One-way: Qonto into Well into Ramp
  • Sync mode: Polling every 60 minutes
  • Up to 24 syncs/day
Qonto logo
Trigger from Qonto
3 events · pick one
Well engine·recipe·When a supplier invoice is uploaded to Qonto
Source
from upload · hourly poll
Linear Orbit Inc.
via Qonto
Supplier invoice
When a supplier invoice is uploaded to Qonto
INV-2026-04-100 · 22 Apr 2026€1,284.00
Extract
6 fields read from Qonto
6 fields read
  • VendorLinear Orbit Inc.
  • Invoice numberINV-2026-04-100
  • Issue date22 Apr 2026
  • Total€1,284.00
  • Tax€256.80
Enrich
against your historical record graph
5 fields added
  • Legal entityLinear Orbit Inc.
  • Tax idEU826112334
  • Domainlinear.app
  • Ledger account6064 · SaaS
Confidence97%
<55% refused5585% review85% auto-posts
Post
reconcile as draft bills
Create a draft bill in Ramp Bill Pay
auto-posted
posted
  • TypeBill
  • VendorLinear Orbit Inc.
  • Amount€1,284.00
  • Ledger6064 · SaaS
  • Source docattached
  • Confidence97%
audit linkto Ramp
Ramp logo
Action in Ramp
1 compatible with this trigger
Create a draft bill in Ramp Bill Pay

Cross-reconcile Qonto and Ramp statements.

01Featured

Forward a supplier invoice with its PDF

Well reads the supplier invoice and its attachment from Qonto and forwards the document to Ramp's email-in address, so the original PDF lands with the invoice.

02

Resolve the supplier against Ramp spend

Well matches the supplier on a Qonto invoice against the spend already in Ramp and carries the resolved company onto the forwarded document.

03

Collapse duplicate suppliers

Supplier names that resolve to one company are treated as the same business inside Well before the forward, so Ramp reads one consistent vendor.

04

Keep the source invoice attached

The Qonto supplier invoice Well read stays linked to the document sent to Ramp, so each vendor traces back to the invoice it came from.

9 signals and actions across Qonto and Ramp

  • When a supplier invoice is uploaded to Qonto

    Pulls from the Qonto banking API. Detects supplier invoices uploaded into the Qonto invoicing inbox.

    Trigger·Invoice
  • New transaction posted to Qonto account

    Pulls from the Qonto banking API. Well pulls transaction details directly from your Qonto ledger when a new entry is posted.

    Trigger·Transaction
  • Business account balance updated

    Pulls from the Qonto banking API. Well monitors changes in your Qonto business accounts to keep balances synchronized.

    Trigger·Account
  • New bank account connected in Qonto

    Pulls from the Qonto banking API. When a new business account appears on your Qonto organization, Well starts tracking its activity in your workspace.

    Trigger·Account
  • When a Qonto supplier invoice is updated

    Pulls from the Qonto banking API. Picks up any update to a Qonto supplier invoice the next time Well checks for updates.

    Trigger·Invoice
  • Create a draft bill in Ramp Bill Pay

    Driven by Qonto bank transactions and supplier invoices. Well forwards the PDF to your company's @ap.ramp.com address; Ramp OCR creates a draft bill with invoice number, vendor, payment details, and line items pre-filled.

    Action·Invoice
  • Attach the source document to the Ramp bill

    Driven by Qonto bank transactions and supplier invoices. The forwarded PDF is stored on the Ramp draft bill as the source document.

    Action·Document
  • Resolve a Ramp vendor from the bill

    Driven by Qonto bank transactions and supplier invoices. Ramp's OCR resolves the vendor name from the document. You confirm or merge against an existing Ramp vendor.

    Action·Company
  • Create a draft vendor credit in Ramp Bill Pay

    Driven by Qonto bank transactions and supplier invoices. When the forwarded PDF is a vendor credit memo rather than an invoice, Ramp OCR creates a draft vendor credit (a separate record from the bill) with the vendor and credit amount pre-filled for your review.

    Action·Invoice
Reference
Field mapping for QontoRamp
8 fields across 2 record types, open to see the full table.

Transaction fields

5 fields flow from Qonto into Ramp.

Qonto fieldRamp field
transaction.amounttransaction.amount
transaction.currencytransaction.currency_code
transaction.emitted_attransaction.user_transaction_time
transaction.labeltransaction.merchant_name
transaction.transaction_idtransaction.id

Invoice fields

3 fields flow from Qonto into Ramp.

Qonto fieldRamp field
supplier_invoice.invoice_numbermatched_record.reference
supplier_invoice.total_amount.currencymatched_record.currency
supplier_invoice.attachment_idmatched_record.id

Connect Qonto and Ramp in three steps.

  1. Qonto logo1

    Connect Qonto

    Click Connect with Qonto; Well's OAuth proxy handles Qonto authorisation through Dynamic Client Registration. Qonto's MCP server registers a read-scoped Well client through DCR; no credential paste, no shared secret.

    • AuthOAuth 2.0
  2. 2

    Map your accounts

    Well discovers Qonto's your organization, its bank accounts and balances, transactions, and supplier invoices with their attachments and the the Ramp Bill Pay drafts queue awaiting approval. Inter-account transfers and FX deltas are matched across both statements; treasury sees one reconciliation state instead of two competing accounts.

    • Auto-post above85% confidence
    • Overridemanual anytime
  3. Ramp logo3

    Connect Ramp

    Click Connect with Ramp; the Ramp MCP server registers a Well client automatically. Ramp's MCP server registers a write-scoped Well client through DCR; no credential paste, no shared secret.

    • AuthOAuth 2.0
    • First sync~30 min

24 agent skills run on Qonto and Ramp.

Each one answers a question from the data this pair brings in. The required ones return nothing until a source like it is connected.

Needs a source like these

Runway

Know exactly how many months and days of cash you have left.

Cash position

Know exactly how much cash you have, and which accounts it came from.

Cost structure

See where your company's money actually goes, no spreadsheets required.

Receivables aging

See who owes you money, and how long they've been sitting on it.

Bills due

See exactly what's coming due, in what order, and how much cash it adds up to.

Rank clients by LTV

Find out who your best customers really are, ranked by what they've actually paid.

Company profile

Everything you know about one company, in one view.

Payment and invoice lookup

Find what payment settled an invoice, or catch every payment that never got one.

Missing receipts

Find the bills with no paperwork attached, before an auditor does.

Draft invoice

Turn a sentence into a real invoice in Well, PDF attached, no template hunting.

Burn rate

Know what you actually spend each month, averaged over real months.

Recurring revenue

Know what you can count on earning each month, averaged over real months.

Cash forecast

See where your cash lands if nothing new comes in.

Cash movement

See the bridge from last month's balance to this one.

Missing supplier invoices

See which suppliers owe you paperwork, before your accountant asks.

Assign missing invoices

Put a name on every settled expense that still has no invoice.

Missing invoice sweep

Walk the whole month-end sweep in one prompt.

Close the books

Drive the month-end close to the point of approval.

Categorize your suppliers

Close the category gaps behind your spend before you close a month.

How Qonto and Ramp stay secure with Well

Well connects to Qonto through its MCP server, which issues short-lived access tokens via Dynamic Client Registration. Well never holds a long-lived Qonto secret; the server refreshes its own tokens on each session. Anything Well holds between Qonto and Ramp is encrypted at rest and handled in line with GDPR.

MCP server authEncrypted at restGDPR compliant
Scopes Well requestswellapp.ai/v1/mcps/qonto/mcp
  • Read Qonto records

    Scoped to your organization, its bank accounts and balances, transactions, and supplier invoices with their attachments. No access to anything else in your Qonto account.

    granted
  • Deliver documents to your Ramp inbox

    Well forwards the extracted document to your Ramp email-in address; Ramp reads draft bills via email-in at the @ap.ramp.com address, with invoice number, vendor, payment details, and related records from it and you review and post. No write credential to Ramp is requested.

    granted
  • Modify or delete Qonto records

    Not granted. Well never edits or deletes an existing Qonto record; the one write it holds files a new document into Qonto.

    refused
  • Read other workspaces' data

    Not granted. A session resolves only to the workspaces your account belongs to, and Well checks that membership before it returns any record.

    refused
Disconnect any time from Well settings or Qonto’s admin panel.

Frequently asked questions about Qonto and Ramp on Well

01How often does Qonto data sync to Ramp?
Well polls the Qonto API hourly, which fits Qonto's rate-limit envelope and keeps the downstream match window inside the same business day. The hourly pull respects Qonto's rate limits and feeds Ramp once per window with the batch's confidence outcomes already resolved.
02How does Well match Qonto records to entries in Ramp?
Well scores every candidate match between Qonto records and existing Ramp entries on counterparty name, amount, date proximity, currency, and reference. Above 85% the record links to the historical entry and Ramp updates; between 55% and 85% the candidates are queued for sign-off; below 55% the record stays open with the candidate list available.
03What happens to historical Qonto data when I first connect to Ramp?
Qonto exposes the last three years through its API on a connected account. The window Well actually pulls is configurable from the integration settings page; each record is matched against your existing Ramp ledger, and re-running the backfill is safe because Well tracks the Qonto record IDs and updates existing Ramp entries instead of duplicating them.
04Does Well handle multi-currency records between Qonto and Ramp?
Qonto carries the original transaction currency on every record, but Ramp ledgers in a single base; Well preserves the source currency, attaches the FX rate at the timestamp of the event, and the converted figure and the source amount both travel on the document Well forwards to Ramp, so both sides of the trade are visible when you post.
05What happens if I disconnect Qonto or Ramp?
Disconnecting Qonto stops the flow at the source. Well asks the Qonto MCP server to revoke the access token; Qonto returns confirmation and stops streaming events the moment it is acknowledged. Anything you already reviewed and posted in Ramp is Ramp's own record and is untouched; Well never held a write credential to it. Records held for review in Well remain in the queue so you can finish them by hand. Reconnecting later resumes from the last successful sync, not from scratch.
06How does Well authenticate with Qonto and Ramp?
Qonto's MCP server handles authorisation directly; Well receives an access token through Dynamic Client Registration and never sees raw user credentials. For the delivery side, Well forwards the reconciled document to your Ramp email-in address once it clears the matching threshold; Ramp creates the draft record from it and you confirm and post it. Well holds no write credential to Ramp. Tokens are encrypted in transit under TLS 1.3. Anything Well holds between Qonto and Ramp is encrypted at rest and handled in line with GDPR.
Qonto logoRamp logo

Connect Qonto and Ramp

Link both tools to Well so each Qonto supplier invoice reaches Ramp with its supplier resolved and its PDF attached.

  • Read-only scopes on Qonto
  • AES-256 at rest, TLS 1.3 in transit
  • GDPR compliant
  • Revocable Ramp access in one click