What Razorpay data does Well pull into Melio?

Razorpay streams captured payments, refunds, settlements, disputes, subscription cycles, and paid invoices to Well over its MCP server. After Well resolves the counterparty and assigns a confidence score, the matched record posts to Melio as bills via email-in at @invoicesmelio.com, with vendor, amount, and due date populated by Smart Bill Capture, with the Razorpay event ID preserved on the entry for audit.

How often does Razorpay data sync to Melio?

Razorpay pushes events to Well over its MCP server, so most records land within seconds of the underlying action. Each event is matched immediately and reaches Melio within a confidence window: above 85% it posts, 55-85% queues for review, below 55% is refused.

How does Well match Razorpay records to entries in Melio?

Well scores every candidate match between Razorpay records and existing Melio entries on counterparty name, amount, date proximity, currency, and reference. Above 85% the record links to the historical entry and Melio updates; between 55% and 85% the candidates are queued for sign-off; below 55% the record stays open with the candidate list available.

Does Well handle multi-currency records between Razorpay and Melio?

Razorpay carries the original transaction currency on every record, but Melio ledgers in a single base; Well preserves the source currency, attaches the FX rate at the timestamp of the event, and the converted figure and the source amount both travel on the document Well forwards to Melio, so both sides of the trade are visible when you post.

Can I customise which Razorpay fields are sent to Melio?

The default mapping connects each Razorpay record to the Melio bill shape (vendor, amount, due date, approval policy). Settings let you override the vendor source, swap default approvers, attach a different document on the bill, or pull GL codes from your connected data. Mapping versions are immutable for already-paid bills so audit traces stay intact.

How does Well authenticate with Razorpay and Melio?

Razorpay's MCP server handles authorisation directly; Well receives an access token through Dynamic Client Registration and never sees raw user credentials. For the delivery side, Well forwards the reconciled document to your Melio email-in address once it clears the matching threshold; Melio creates the draft record from it and you confirm and post it. Well holds no write credential to Melio. Tokens are encrypted in transit under TLS 1.3. Anything Well holds between Razorpay and Melio is encrypted at rest and handled in line with GDPR.

Razorpay to Melio

AvailableNative · RazorpayNative · Melio

Connect Razorpay to Melio with Well

Stop chasing reimbursements: Razorpay outbound payments arrive in Melio pre-matched to the originating context inside Well, with the source receipt attached on every bill.

Connect both toolsView all integrations

Razorpay

Source

The Razorpay integration imports payment data from India's leading payment gateway into Well.

Melio

Target

The Melio connection delivers extracted bills into Melio through its Pay Bills email address.

Why this pair

Razorpay collects revenue from Indian customers in INR; Melio pays vendors in USD on US banking rails.

The currency translation and timing rarely match. Connecting Razorpay to Melio through Well stamps each Melio scheduled payment with the Razorpay-side settlement reference and the FX rate of the booking date, so cross-border treasury flow is auditable across both sides. Razorpay's MCP server pushes settlement events to Well; Melio's Smart Bill Capture creates the bill from the forwarded PDF with the FX reference attached; your team confirms before scheduling the payment.

What Well does between Razorpay and Melio

One-way: Razorpay into Well into Melio
Sync mode: Real-time MCP push
Events arrive in seconds

Trigger from Razorpay

8 events · pick one

Well engine·recipe·When a Razorpay payment is captured

Source

from payment · live webhook

Verdant Foods

via Razorpay

Payment

When a Razorpay payment is captured

ch_1q5nk · 22 Apr 2026€1,284.00

Extract

6 fields read from Razorpay

6 fields read

CustomerVerdant Foods
Charge date22 Apr 2026
Charge amount€1,284.00
CurrencyEUR
Processing fee€37.24

Enrich

against your historical record graph

4 fields added

Customer recordVerdant Foods
Domainverdantfoods.eu
Tax idES98765432100
Sales journalVE · 2026

Confidence97%

<55% refused55–85% review≥85% auto-posts

Post

schedule as bills

Create a bill in your Melio inbox

auto-posted

posted

TypeBill
VendorVerdant Foods
Amount€1,284.00
LedgerVE · 2026
Source docattached
Confidence97%

audit linkto Melio

Action in Melio

1 compatible with this trigger

Create a bill in your Melio inbox

Bridge Razorpay payouts to Melio reimbursements.

01Featured

Match a payment to the invoice it settled

Well reads payments and invoices from Razorpay, matches each payment to the invoice it settled, and forwards the reconciled document to Melio's email-in address.

Resolve the customer behind a payment

Well matches the company on a Razorpay payment against your prior history and carries the resolved customer onto the document forwarded to Melio.

Surface payments with no matching invoice

A Razorpay payment that finds no invoice is held in Well's queue with its customer and amount, so nothing reaches Melio without a match behind it.

Keep the payment attached

The Razorpay payment Well matched stays linked to the document sent to Melio, so each record traces back to the settlement behind it.

12 signals and actions across Razorpay and Melio

When a Razorpay refund is processed
Detects refunds against captured payments and links back to the order.
Trigger·Transaction
When a Razorpay dispute is created
Captures chargebacks with the contested payment and merchant response window.
Trigger·Transaction
When a Razorpay order is fully paid
Detects when an order is fully captured and links the underlying payments to the order reference.
Trigger·Transaction
When a Razorpay payment fails
Captures failed payment attempts with the error code so you can chase the customer or retry.
Trigger·Transaction
When a Razorpay invoice is paid
Pulls the paid invoice with its line items, customer, and applied tax.
Trigger·Invoice
When a Razorpay payout is processed
Detects payout batches as Razorpay processes them toward your bank.
Trigger·Transaction
When a Razorpay subscription cycle renews
Detects renewal cycles and links the new invoice to the recurring contract.
Trigger·Invoice
When a Razorpay payment is captured
Captures successful Razorpay payments with currency, fees, and order linkage.
Trigger·Transaction
Attach the bill PDF to the Melio record
The forwarded PDF is stored on the bill in your Melio inbox.
Action·Document

Reference

Field mapping for Razorpay → Melio

10 fields across 3 record types, open to see the full table.

Transaction fields

4 fields flow from Razorpay into Melio.

Razorpay field	Label		Melio field	Label
payment.amount	Captured amount	→	amount	Amount
payment.currency	Currency	→	currency	Currency
payment.created_at	Capture date	→	scheduled_for	Payment date
payment.id	Charge id	→	payment_id	Payment id

Invoice fields

3 fields flow from Razorpay into Melio.

Razorpay field	Label		Melio field	Label
invoice.number	Invoice number	→	bill_number	Bill number
invoice.currency	Currency	→	currency	Currency
invoice.customer_id	Customer	→	bill_id	Bill id

Company fields

3 fields flow from Razorpay into Melio.

Razorpay field	Label		Melio field	Label
customer.name	Customer name	→	vendor_name	Vendor name
customer.email	Email	→	email	Email
customer.id	Customer id	→	vendor_id	Vendor id

Connect Razorpay and Melio in three steps.

1
Connect Razorpay
Click Connect with Razorpay; Razorpay's MCP server handles authorisation. Razorpay's MCP server registers a read-scoped Well client through DCR; no credential paste, no shared secret.
- AuthOAuth 2.0
2
Map your accounts
Well discovers Razorpay's captured payments, refunds, settlements, disputes, subscription cycles, and paid invoices and the the Melio Bills Inbox awaiting payment scheduling. Each payout is paired to its scheduled vendor payment by date and total; failed transfers reverse the linked payment automatically so the schedule self-corrects.
- Auto-post above85% confidence
- Overridemanual anytime
3
Connect Melio
In Melio, open Settings > Integrations and generate an API token with payment-write scope. Paste the key into Well; Melio's discovery endpoints are reached over TLS 1.3 and the secret is never echoed in the UI.
- AuthConnect
- First sync~10 min

42 agent skills run on Razorpay and Melio.

Each one answers a question from the data this pair brings in. The required ones return nothing until a source like it is connected.

Needs a source like these

Runway

Know how many months of cash you have at your current burn, with both sides of the division shown.

Cash position

Know how much cash you hold right now, with the accounts counted and the ones left out both stated.

Cost structure

See where your company's money actually goes, no spreadsheets required.

Chase late invoices

Get a prioritized list of who to chase for payment, with their contact info and a message already drafted.

Rank clients by LTV

Find out what each customer is worth over its whole life, ranked from the most valuable down.

Company profile

Everything you know about one company, in one view.

Payment and invoice lookup

Find what payment settled an invoice, or catch every payment that never got one.

Missing receipts

Find the bills with no paperwork attached, before an auditor does.

Burn rate

Know what you spend in an average month over a window you can see, with the months that carried no spend counted.

Recurring revenue

Know what you can count on earning each month, averaged over real months.

Cash forecast

See the settled month-end cash series and where the line goes from the last complete month.

Cash flow bridge

See how the month moved from opening cash to closing cash, with whatever does not reconcile named as its own step.

Missing supplier invoices

See which suppliers owe you paperwork, before your accountant asks.

Assign missing invoices

Put a name on every settled expense that still has no invoice.

Missing invoice sweep

Walk the whole month-end sweep in one prompt.

Close the books

Drive the month-end close from open to sent to your accounting tool.

Categorize your suppliers

Close the category gaps behind your spend before you close a month.

Board pack

The board numbers in one pass, each with its scope and its window stated.

Subscription spend

See what each scheduled supplier costs a month and a year, how it moved, and where your workspaces can save.

Subscription actions

Cancel a subscription, ask for a better price or contest a double debit, with your bank's facts in the email.

Unposted and blocked

See what in a month has not reached the ledger, and which pile each item sits in.

Check bank and books

Check that your bank and your books match, and re-run what missed rows.

Answers better with these connected

Receivables aging

See who owes you money, and how long they have been sitting on it.

Bills due

See what you owe and when, ordered by due date with a running total.

FX exposure

See how much of your cash and receivables sit outside your reporting currency.

Invoice fetching agents

See exactly which agents would run, before any of them does.

Convert currencies

Turn mixed currencies into one number you can actually audit.

Payables aging

See what you owe your suppliers, and how long each bill has been past due.

Compose a board

The measures you name, arranged on one board that stores the question rather than the answer.

Revenue by customer

See which customers your revenue came from in a period, ranked, with the part you could not place named.

Supplier spend register

See what you paid each supplier over a year, ranked, with the invoices that could not be placed counted beside the total.

Call and claim

Claim a refund or a compensation with the evidence in hand, and know what to say when you call.

VAT radar

See the net VAT your posted ledger shows for a quarter and which invoices to fix first.

Money back

Find the supplier refunds, VAT credits and expense notes still owed to you, with the evidence for each.

Employer cost

Read a month of payslips, or each of several months, and state, per person, gross pay plus the employee deductions and the employer charges the payslip printed, then list the payroll related bills paid from the bank that no payslip carries.

Check contractor status

For each supplier that looks like a freelancer, read the purchase invoices, the payment rail and any contract Well holds, and state the facts a requalification question turns on, next to the papers your country expects you to keep.

Uses them when they are there

Invoice design

Pick how an invoice prints, from the designs and records you already have.

Import a statement

Drop a statement you already have, and get its transactions as records.

Connects and checks them

Check your connections

See what is connected, what is syncing, and what is missing.

Build your context graph

Connect your AI apps and your tools, then see your business as one context graph.

Connect your bank

Get the bank feed in, and confirm it is really live.

Tax id chase

The companies you deal with that carry no tax identifier, listed before year end.

Browse all skills

How Razorpay and Melio stay secure with Well

Well connects to Razorpay through its MCP server, which issues short-lived access tokens via Dynamic Client Registration. Well never holds a long-lived Razorpay secret; the server refreshes its own tokens on each session. Anything Well holds between Razorpay and Melio is encrypted at rest and handled in line with GDPR.

MCP server authEncrypted at restGDPR compliant

Scopes Well requestsmcp.razorpay.com/mcp

Read Razorpay records
Scoped to captured payments, refunds, settlements, disputes, and related records. No access to anything else in your Razorpay account.
granted
Deliver documents to your Melio inbox
Well forwards the extracted document to your Melio email-in address; Melio reads bills via email-in at @invoicesmelio.com, with vendor, amount, and due date populated by Smart Bill Capture from it and you review and post. No write credential to Melio is requested.
granted
Modify or delete Razorpay records
Not granted. Razorpay is read-only on Well's side; the source of truth never moves.
refused
Read other workspaces' data
Not granted. A session resolves only to the workspaces your account belongs to, and Well checks that membership before it returns any record.
refused

Disconnect any time from Well settings or Razorpay’s admin panel.

Frequently asked questions about Razorpay and Melio on Well

01What Razorpay data does Well pull into Melio?: Razorpay streams captured payments, refunds, settlements, disputes, subscription cycles, and paid invoices to Well over its MCP server. After Well resolves the counterparty and assigns a confidence score, the matched record posts to Melio as bills via email-in at @invoicesmelio.com, with vendor, amount, and due date populated by Smart Bill Capture, with the Razorpay event ID preserved on the entry for audit.
02How often does Razorpay data sync to Melio?: Razorpay pushes events to Well over its MCP server, so most records land within seconds of the underlying action. Each event is matched immediately and reaches Melio within a confidence window: above 85% it posts, 55-85% queues for review, below 55% is refused.
03How does Well match Razorpay records to entries in Melio?: Well scores every candidate match between Razorpay records and existing Melio entries on counterparty name, amount, date proximity, currency, and reference. Above 85% the record links to the historical entry and Melio updates; between 55% and 85% the candidates are queued for sign-off; below 55% the record stays open with the candidate list available.
04Does Well handle multi-currency records between Razorpay and Melio?: Razorpay carries the original transaction currency on every record, but Melio ledgers in a single base; Well preserves the source currency, attaches the FX rate at the timestamp of the event, and the converted figure and the source amount both travel on the document Well forwards to Melio, so both sides of the trade are visible when you post.
05Can I customise which Razorpay fields are sent to Melio?: The default mapping connects each Razorpay record to the Melio bill shape (vendor, amount, due date, approval policy). Settings let you override the vendor source, swap default approvers, attach a different document on the bill, or pull GL codes from your connected data. Mapping versions are immutable for already-paid bills so audit traces stay intact.
06How does Well authenticate with Razorpay and Melio?: Razorpay's MCP server handles authorisation directly; Well receives an access token through Dynamic Client Registration and never sees raw user credentials. For the delivery side, Well forwards the reconciled document to your Melio email-in address once it clears the matching threshold; Melio creates the draft record from it and you confirm and post it. Well holds no write credential to Melio. Tokens are encrypted in transit under TLS 1.3. Anything Well holds between Razorpay and Melio is encrypted at rest and handled in line with GDPR.