Integrations · Business banking

Connect Wise to Well

Connect Wise so its record, owner, and timestamp become queryable in conversation and through your agents.

What Well pulls from Wise

Wise feeds record, owner, timestamp into Well as a source. The connection is read-only; disconnect at any time from your workspace settings to revoke Wise’s access.

From Wise	In Well	Relation
Record	Graph node	Becomes
Owner	Team member	Resolves to
Timestamp	Audit entry	Anchors

Sync mode: incremental polling
Refresh: scheduled
Direction: Wise → Well

4 triggers from Wise.

When a Wise transfer completes
Reads the completed transfer with its amount, currency, recipient, and reference so the payment lands as a Well transaction ready to match.
Trigger·Transaction
When a Wise balance is credited
Detects an incoming credit on a multi-currency balance and captures it as a transaction for reconciliation.
Trigger·Transaction
When a Wise card transaction is recorded
Captures a card spend with its merchant, amount, and currency so the expense is ready to match against a receipt.
Trigger·Transaction
When a Wise recipient is paid
Reads the outbound payout to a saved recipient with its amount and reference so the supplier payment lands in your records.
Trigger·Transaction

What Well does with your Wise connection

Connect

Connect Wise over API key: you generate a Wise key and paste it into Well, where it is stored encrypted at rest and never returned in responses.

Sync

Well brings record, owner, and timestamp in from Wise on a recurring poll that fetches only what changed since the last read. The first sync backfills history in the background and the connection stays live after.

Enrich

Well resolves each Wise entity into graph node, team member, and audit entry, assigns categories, and links every record to an audit trail across the rest of your connected tools.

Available

Your data from Wise lands in the workspace as graph node, team member, and audit entry you can search, chart, and automate.

Questions Wise unlocks

Ask in plain language. Well answers from your connected Wise connection, resolved against the rest of your stack.

Ask Well

Ask anything about your Wise connection

Summarise this month

What needs attention?

Find unmatched records

Ask about your Wise connection…

33 agent skills run on Wise.

Each one answers a question from live Wise data. The required ones return nothing until a source like it is connected.

Needs a source like Wise

Runway

Know how many months of cash you have at your current burn, with both sides of the division shown.

Runway Stress Test

See how long your cash lasts if a customer pays late, leaves, or you hire.

Cash position

Know how much cash you hold right now, with the accounts counted and the ones left out both stated.

Cost structure

See a company's or household's spend by category, supplier and trend; not for savings: use Subscription spend.

Payment and invoice lookup

Find what payment settled an invoice, or catch every payment that never got one.

Burn rate

Know what you spend in an average month over a window you can see, with the months that carried no spend counted.

Cash forecast

See the settled month-end cash series and where the line goes from the last complete month.

Cash flow bridge

See how the month moved from opening cash to closing cash, with whatever does not reconcile named as its own step.

Missing supplier invoices

See which suppliers owe you paperwork, before your accountant asks.

Assign missing invoices

Put a name on every settled expense that still has no invoice.

Missing invoice sweep

Walk the whole month-end sweep in one prompt.

Close the books

Drive the month-end close from open to sent to your accounting tool.

Categorize your suppliers

Close the category gaps behind your spend before you close a month.

Board pack

The board numbers in one pass, each with its scope and its window stated.

Optimize Supplier Prices

See what you paid a supplier, how its price moved, and get the negotiation email drafted.

Subscription spend

See what each scheduled supplier costs a month and a year, how it moved, and where your workspaces can save.

Subscription actions

Act on a subscription you name or pick by number from a list: cancel, renegotiate or contest a double debit.

Personal spending

See what you spent on one category, such as groceries, this month and how that compares to a usual month.

Unposted and blocked

See what in a month has not reached the ledger, and which pile each item sits in.

Check bank and books

Check that your bank and your books match, and re-run what missed rows.

Answers better with Wise

FX exposure

See how much of your cash and receivables sit outside your reporting currency.

Missing receipts

Find the bills with no paperwork attached, before an auditor does.

Invoice fetching agents

See exactly which agents would run, before any of them does.

Convert currencies

Turn mixed currencies into one number you can actually audit.

Compose a board

The measures you name, arranged on one board that stores the question rather than the answer.

Call and claim

Claim a refund or a compensation with the evidence in hand, and know what to say when you call.

Money back

Answer who owes you money in one reply: unpaid customer invoices, supplier refunds and VAT credits.

Employer cost

Read a month of payslips, or each of several months, and state, per person, gross pay plus the employee deductions and the employer charges the payslip printed, then list the payroll related bills paid from the bank that no payslip carries.

Check contractor status

For each supplier that looks like a freelancer, read the purchase invoices, the payment rail and any contract Well holds, and state the facts a requalification question turns on, next to the papers your country expects you to keep.

Uses Wise when it is there

Import a statement

Drop a statement you already have, and get its transactions as records.

Connects and checks Wise

Check your connections

See what is connected, what is syncing, and what is missing.

Build your context graph

Connect your AI apps and your tools, then see your business as one context graph.

Connect your bank

Get the bank feed in, and confirm it is really live.

Browse all skills

Connect Wise in three steps

01
Generate an Wise API key
In Wise, generate an API key with the scopes Well lists in the trust section below. In Well's Connections > Wise, paste the key. Well validates it against Wise's API and confirms with a sample fetch.
- AuthAPI key
- Validationsample fetch on save
02
Map your entities
Well brings record, owner, and timestamp from Wise into your workspace using the canonical mappings defined in Well's data-views layer.
- Mappingpreconfigured by Well
03
Use the data
Use what you bring in from Wise in conversation, records tables, or agent runs. Rotating the key in Wise requires updating the key in Well; nothing else.
- First syncstarts as soon as connect completes

Keys are never returned in API responses. Rotate freely; Well will prompt for the new key.

How Wise stays secure with Well

Well connects to Wise's MCP server (api.wellapp.ai/v1/mcps/wise/mcp) via the Model Context Protocol. The MCP server itself handles credential issuance through OAuth Dynamic Client Registration; Well never sees a long-lived Wise secret. Tokens are scoped to the record, owner, and timestamp Wise exposes and refreshed server-side. Reads only, Well cannot modify or delete Wise records.

API keyEncrypted at restGDPR compliant

Read the full privacy and security policy

Scopes Well requestsapi.wellapp.ai/v1/mcps/wise/mcp

Read Wise records
Resources the Wise MCP server exposes, scoped by your OAuth approval.
granted
Resolve record, owner, and timestamp across your stack
Match identifiers in Wise against the same entities your other connected tools expose, so each record carries cross-tool context.
granted
Modify or delete Wise records
Not granted; Wise is read-only in Well. Write-back is opt-in per connector when a write surface exists.
refused
Read API keys from Wise's settings
Well only sees the keys you paste in. The keys never leave Well's secret store back to Wise's admin surface.
refused

Disconnect any time from Well settings or Wise’s admin panel.

Frequently asked questions about Wise and Well

How do I connect Wise to Well, and how long does it take?

In Wise, generate an API key with read access (scoped to what's listed in the security section below). In Well, open Connections > Wise, paste the key, and save. Well validates the key against Wise's API and pulls a first sample as confirmation.

What does Well pull into the workspace from Wise?

Well brings in record, owner, and timestamp from Wise and reshapes each entity into your workspace: record becomes graph node; owner becomes team member. Every record arrives with the source identifier preserved, so Wise stays the source of truth while Well lets you query the data alongside the rest of your stack.

What does Wise unlock once it is connected to Well?

Once Wise is connected, every record it exposes is queryable from conversation, filterable in records tables, and available to your agents through your workspace. The data stays linked to its Wise source, so you can always trace a workspace record back to the original.

How does Well match a record from Wise to a graph node in my workspace?

Each Wise record is scored against the candidate graph nodes in your workspace on identifier overlap, amount or quantity match, date proximity, and counterparty resolution. Matches above the auto-link confidence threshold flow through cleanly; below the threshold they queue for a one-click human review, with the most likely graph node prefilled and the Wise source attached.

How often does Wise sync with Well, and what triggers a refresh?

Well polls Wise regularly for record, owner, and timestamp. The first connect pulls the historical window your account allows; subsequent reads only fetch what changed since the last sync, so the load on Wise's side stays modest.

Can I disconnect Wise and what happens to the data Well already pulled?

Open Connections > Wise in Well, click Disconnect, then rotate the API key on Wise's side. Well stops calling Wise as soon as you disconnect; rotating the key on the provider's side guarantees Well cannot resume access. The record, owner, and timestamp already synced stay in your workspace until you ask Support to purge them.

How does Well handle multi-currency records from Wise?

Well captures the original currency and the conversion rate Wise applies, then reports both side by side. If you operate in EUR and Wise settles in USD or GBP, the converted line and the raw line both land in the ledger, so reconciliation against the deposit currency works without manual FX math.

Ready to connect Wise?

Connect once. Every record, owner, timestamp from Wise becomes searchable, queryable, and ready for your agents and tables. Disconnect any time.

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