PennylaneQontoPennylane to Qonto
AvailableNative · PennylaneNative · Qonto

Bring Pennylane invoices into Qonto

Move Pennylane invoices and contacts through Well and into Qonto as supplier invoices, with the audit trail kept on every record.

About Pennylane and Qonto

Pennylane
Pennylane
Source

The Pennylane integration creates a bidirectional bridge between Well and your accounting workspace.

Qonto
Qonto
Target

The Qonto connection is Qonto's MCP server, approved over Dynamic Client Registration, and it carries offline_access, organization.

Why this pair

Invoices live in Pennylane, but sitting them with the rest of your supplier invoices in Qonto means entering each one by hand.

Well reads the invoices and companies from Pennylane and writes each one to Qonto as a supplier invoice. The invoice lands with its counterparty resolved and its Pennylane reference attached, so nothing is retyped. A supplier invoice is the only thing Well writes into Qonto. It cannot move money, touch a card, or start a transfer.

What Well does between Pennylane and Qonto

  • One-way: Pennylane into Well into Qonto
  • Sync mode: Real-time MCP push
  • Events arrive in seconds
Pennylane
Trigger from Pennylane
5 events · pick one
Well engine·recipe·When a Pennylane customer invoice is read
Source
from payment · live webhook
Aldercroft Trading
via Pennylane
Invoice
When a Pennylane customer invoice is read
INV-1284 · 22 Apr 2026€1,284.00
Extract
5 fields read from Pennylane
5 fields read
  • CustomerAldercroft Trading
  • Invoice numberINV-1284
  • Issue date22 Apr 2026
  • Total€1,284.00
  • CurrencyEUR
Enrich
against your historical record graph
4 fields added
  • Customer recordAldercroft Trading
  • Domainaldercroft.co.uk
  • Tax idGB987604123
  • Sales journalVE · 2026
Confidence97%
<55% refused55–85% review≥85% auto-posts
Post
reconcile as supplier invoices
Push a supplier invoice PDF to Qonto
auto-posted
posted
  • TypeSupplier invoice
  • VendorAldercroft Trading
  • Amount€1,284.00
  • LedgerVE · 2026
  • Source docattached
  • Confidence97%
audit linkto Qonto
Qonto
Action in Qonto
1 compatible with this trigger
Push a supplier invoice PDF to Qonto

Workflows Pennylane and Qonto unlock together.

01Featured

Write a Pennylane invoice to Qonto

Well reads an invoice from Pennylane and writes it to Qonto as a supplier invoice, so it is recorded without anyone re-keying it.

02

Resolve the counterparty

Well reads the company behind a Pennylane invoice and attaches it to the supplier invoice written to Qonto, so the party is verified.

03

Check against invoices Well reads from Qonto

Well reads your existing supplier invoices from Qonto and checks each Pennylane invoice against them before writing, so it is not recorded twice.

04

Write supplier invoices, nothing else

The only thing Well writes into Qonto is a supplier invoice. It cannot move money, touch a card, or start a transfer.

8 signals and actions across Pennylane and Qonto

  • When a Pennylane customer invoice is read

    Pulls Pennylane customer invoices with line items, customer, totals, and VAT. Pushed to Qonto's supplier-invoices via the /v2/supplier_invoices/bulk endpoint over OAuth.

    Trigger·Invoice
  • When a Pennylane bank account is read

    Pulls the bank accounts linked in Pennylane with currency and holder detail. Pushed to Qonto's supplier-invoices via the /v2/supplier_invoices/bulk endpoint over OAuth.

    Trigger·Account
  • When a Pennylane credit note is read

    Captures Pennylane credit notes with the linked invoice, totals, and VAT so refunds reconcile correctly. Pushed to Qonto's supplier-invoices via the /v2/supplier_invoices/bulk endpoint over OAuth.

    Trigger·Invoice
  • When a Pennylane payment is read

    Reads the payment recorded against a Pennylane invoice with method and amount. Pushed to Qonto's supplier-invoices via the /v2/supplier_invoices/bulk endpoint over OAuth.

    Trigger·Payment method
  • When a Pennylane customer is read

    Pulls Pennylane company customers with name, registration number, and billing detail. Pushed to Qonto's supplier-invoices via the /v2/supplier_invoices/bulk endpoint over OAuth.

    Trigger·Company
  • When a Pennylane transaction is read

    Captures the bank transactions Pennylane holds with amount, date, and counterparty. Pushed to Qonto's supplier-invoices via the /v2/supplier_invoices/bulk endpoint over OAuth.

    Trigger·Transaction
  • When a Pennylane supplier invoice is read

    Pulls Pennylane supplier invoices with the supplier, amount, due date, and VAT. Pushed to Qonto's supplier-invoices via the /v2/supplier_invoices/bulk endpoint over OAuth.

    Trigger·Invoice
  • Push a supplier invoice PDF to Qonto

    Well POSTs the supplier invoice PDF to Qonto's /v2/supplier_invoices/bulk endpoint via OAuth so the invoice appears under your Qonto supplier invoices.

    Action·Document
Reference
Field mapping for Pennylane → Qonto
14 fields across 3 record types, open to see the full table.

Invoice fields

6 fields flow from Pennylane into Qonto.

Pennylane fieldQonto field
invoice.amount.totaltotal_amount
invoice.currencycurrency
invoice.date.issue_dateissue_date
invoice.deadline.due_datedue_date
invoice.invoice_numberinvoice_number
invoice.vat_amount.taxtax_amount

Transaction fields

5 fields flow from Pennylane into Qonto.

Pennylane fieldQonto field
transaction.amountamount
transaction.currencycurrency
transaction.date.createdemitted_at
transaction.label.descriptionlabel
transaction.idtransaction_id

Company fields

3 fields flow from Pennylane into Qonto.

Pennylane fieldQonto field
customer.namesupplier_name
customer.websitesupplier_website
customer.vat_number.tax_idsupplier_tax_id

Connect Pennylane and Qonto in three steps.

  1. Pennylane1

    Connect Pennylane

    Click Connect with Pennylane; Well's OAuth proxy handles Pennylane authorisation through Dynamic Client Registration. Pennylane's MCP server registers a read-scoped Well client through DCR; no credential paste, no shared secret.

    • AuthOAuth 2.0
  2. 2

    Map your accounts

    Well discovers Pennylane's supplier and customer invoices, contacts, and VAT detail read over Pennylane's MCP server and the the Qonto supplier-invoices section. Match candidates are scored on counterparty, amount, date, and reference; above 85% confidence the link posts automatically, below it the candidate set queues for sign-off.

    • Auto-post above85% confidence
    • Overridemanual anytime
  3. Qonto3

    Connect Qonto

    Click Connect with Qonto; Well's OAuth proxy handles Qonto authorisation through Dynamic Client Registration. Qonto's MCP server registers a write-scoped Well client through DCR; no credential paste, no shared secret.

    • AuthOAuth 2.0
    • First sync~30 min

46 agent skills run on Pennylane and Qonto.

Each one answers a question from the data this pair brings in. The required ones return nothing until a source like it is connected.

Needs a source like these

Runway

Know how many months of cash you have at your current burn, with both sides of the division shown.

Cash position

Know how much cash you hold right now, with the accounts counted and the ones left out both stated.

Cost structure

See where your company's money actually goes, no spreadsheets required.

Chase late invoices

Get a prioritized list of who to chase for payment, with their contact info and a message already drafted.

Rank clients by LTV

Find out what each customer is worth over its whole life, ranked from the most valuable down.

Company profile

Everything you know about one company, in one view.

Payment and invoice lookup

Find what payment settled an invoice, or catch every payment that never got one.

Missing receipts

Find the bills with no paperwork attached, before an auditor does.

Burn rate

Know what you spend in an average month over a window you can see, with the months that carried no spend counted.

Recurring revenue

Know what you can count on earning each month, averaged over real months.

Cash forecast

See the settled month-end cash series and where the line goes from the last complete month.

Cash flow bridge

See how the month moved from opening cash to closing cash, with whatever does not reconcile named as its own step.

Missing supplier invoices

See which suppliers owe you paperwork, before your accountant asks.

Assign missing invoices

Put a name on every settled expense that still has no invoice.

Missing invoice sweep

Walk the whole month-end sweep in one prompt.

Close the books

Drive the month-end close from open to sent to your accounting tool.

Categorize your suppliers

Close the category gaps behind your spend before you close a month.

Board pack

The board numbers in one pass, each with its scope and its window stated.

Subscription spend

See which suppliers you pay on a schedule, what each costs a month, and how that spend moved.

Subscription actions

Cancel a subscription, ask for a better price or contest a double debit, with your bank's facts in the email.

Prefill Form 1120

Get page 1 of your 1120 back as a PDF with your own book figures already in the boxes, and a list of every box left for your preparer.

Prefill Form 1099-NEC

Get one 1099-NEC per contractor back as a PDF with your own posted figures already in box 1, and the list of payees you cannot file for yet.

Unposted and blocked

See what in a month has not reached the ledger, and which pile each item sits in.

Check bank and books

Check that your bank and your books match, and re-run what missed rows.

VAT radar

See the net VAT your posted ledger shows for a quarter and which invoices to fix first.

Accounting reports

Read your profit and loss or balance sheet straight from QuickBooks or Xero.

Answers better with these connected

Receivables aging

See who owes you money, and how long they have been sitting on it.

Bills due

See what you owe and when, ordered by due date with a running total.

FX exposure

See how much of your cash and receivables sit outside your reporting currency.

Invoice fetching agents

See exactly which agents would run, before any of them does.

Convert currencies

Turn mixed currencies into one number you can actually audit.

Payables aging

See what you owe your suppliers, and how long each bill has been past due.

Compose a board

The measures you name, arranged on one board that stores the question rather than the answer.

Revenue by customer

See which customers your revenue came from in a period, ranked, with the part you could not place named.

Supplier spend register

See what you paid each supplier over a year, ranked, with the invoices that could not be placed counted beside the total.

Call and claim

Claim a refund or a compensation with the evidence in hand, and know what to say when you call.

Money back

Find the supplier refunds and VAT credits your company is still owed, with the evidence for each.

Employer cost

Read a month of payslips, or each of several months, and state, per person, gross pay plus the employee deductions and the employer charges the payslip printed, then list the payroll related bills paid from the bank that no payslip carries.

Check contractor status

For each supplier that looks like a freelancer, read the purchase invoices, the payment rail and any contract Well holds, and state the facts a requalification question turns on, next to the papers your country expects you to keep.

How Pennylane and Qonto stay secure with Well

Well connects to Pennylane through its MCP server, which issues short-lived access tokens via Dynamic Client Registration. Well never holds a long-lived Pennylane secret; the server refreshes its own tokens on each session. Anything Well holds between Pennylane and Qonto is encrypted at rest and handled in line with GDPR.

MCP server authEncrypted at restGDPR compliant
Scopes Well requestswellapp.ai/v1/mcps/pennylane/mcp
  • Read Pennylane records

    Scoped to supplier and customer invoices, contacts, and VAT detail read over Pennylane's MCP server. No access to anything else in your Pennylane account.

    granted
  • Post approved records to Qonto

    Over Qonto's API, scoped to supplier invoice PDFs pushed via OAuth to /v2/supplier_invoices you have approved (case-by-case or via a per-rule auto-post threshold).

    granted
  • Modify or delete Pennylane records

    Not granted. Pennylane is read-only on Well's side; the source of truth never moves.

    refused
  • Read other workspaces' data

    Not granted. A session resolves only to the workspaces your account belongs to, and Well checks that membership before it returns any record.

    refused
Disconnect any time from Well settings or Pennylane’s admin panel.

Frequently asked questions about Pennylane and Qonto on Well

01How often does Pennylane data sync to Qonto?
Pennylane pushes events to Well over its MCP server, so most records land within seconds of the underlying action. Each event is matched immediately and reaches Qonto within a confidence window: above 85% it posts, 55-85% queues for review, below 55% is refused.
02Will every Pennylane record post to Qonto automatically?
Not always. Within seconds of Pennylane firing the event, Well scores the record on field completeness, counterparty strength, and policy fit. Above the 85% default auto-link threshold Well posts the record directly to Qonto over the connected API and verifies the response before marking it done. Between 55% and 85% the record waits in the review queue with the alternative matches ranked. Below the 55% default review threshold the record is refused and the candidate list kept so you can pin the right entry by hand.
03How does Well match Pennylane records to entries in Qonto?
Well scores every candidate match between Pennylane records and existing Qonto entries on counterparty name, amount, date proximity, currency, and reference. Above 85% the record links to the historical entry and Qonto updates; between 55% and 85% the candidates are queued for sign-off; below 55% the record stays open with the candidate list available.
04What happens to historical Pennylane data when I first connect to Qonto?
Pennylane exposes seven years of accounting history through its API on a connected account. The window Well actually pulls is configurable from the integration settings page; each record is matched against your existing Qonto ledger, and re-running the backfill is safe because Well tracks the Pennylane record IDs and updates existing Qonto entries instead of duplicating them.
05What happens if a Pennylane record fails to post to Qonto?
When a record fails to post to Qonto (validation rule, missing field, transient 5xx), Well retries automatically with backoff. Auth failures short-circuit the retry loop and notify the workspace owner; schema rejections are kept on the integration status page with a one-click retry-after-fix action pointing back at the original Pennylane record. Nothing silently drops.
06How does Well authenticate with Pennylane and Qonto?
Pennylane's MCP server handles authorisation directly; Well receives an access token through Dynamic Client Registration and never sees raw user credentials. For the delivery side, once a record clears the matching threshold Well posts it directly to Qonto over the connected API; the credential is held per-workspace and never exchanged across tenants. Tokens are encrypted in transit under TLS 1.3. Anything Well holds between Pennylane and Qonto is encrypted at rest and handled in line with GDPR.
PennylaneQonto

Connect Pennylane and Qonto

Link both tools to Well so Pennylane invoices become Qonto supplier invoices without manual entry.

  • Read-only scopes on Pennylane
  • AES-256 at rest, TLS 1.3 in transit
  • GDPR compliant
  • Revocable Qonto access in one click