Your books close themselves.
Connect your tools. Well categorizes, reconciles, drafts the journal entries, and chases the documents you are missing. Clean entries land in Xero or Pennylane. You review and close, in minutes.
Everything flows in. Even what never arrives.
Invoices from email, lines from the bank, records from 120+ connectors. When a document is missing, the Chrome extension fetches it from the supplier portal, no API required.
12 today
Bank
203 lines
Connectors
120+ connected
Chrome extension
5 fetched
Stripe payout
Mar 14 · INV-2041
Slack
Mar 15 · SLK-8821
Notion
Mar 16 · NOT-0394
Figma
Mar 15 · charged on card
Bank lines match themselves.
Well links each bank line to its invoice with a confidence score. High-confidence matches go straight through. The rest wait for your call.
Reconciling March 2026
Bank lines · Invoices
Acme Corp
Mar 14 · bank transfer
INV-2041 · Acme Corp
Professional services
Amazon Web Services
Mar 16 · card
AWS-0394 · AWS EMEA
Infrastructure
WeWork
Mar 02 · direct debit
WW-7782 · WeWork SAS
Office rent
Journal entries with no black box.
Well drafts the journal entries for you, every one balanced. Follow any entry back to the invoice and bank line it came from, then it lands in Xero or Pennylane.
Journal entry JE-1182
Mar 16 · Amazon Web Services
Traced to source
Every figure answers where it came from
Bank line
AWS · -€494.40
Invoice
AWS-0394
Journal entry
JE-1182
Close the month in one click.
The coverage gate names exactly what is left. When it clears, the period locks with a gapless legal sequence.
Close March 2026
2 items left to reviewLinsay's close, before and after.
Linsay
Finance Ops Lead · 12-person SaaS, US
Before Well
Pulls CSVs from the bank, the card, and Stripe. Opens last month's spreadsheet to start matching.
Sorts each transaction into the chart of accounts by memory. Second-guesses the ambiguous ones.
Emails four suppliers for documents. Logs into two portals with no API to download the rest.
Matches receipts to bank lines one by one. A EUR 0.40 fee breaks the tie-out. Books land three weeks late.
After Well
Bank lines already reconciled overnight. Four need judgement: two low-confidence categories, two missing documents Well is fetching.
Accepts two suggested categories from her own history, corrects one. The system records the edit and learns.
The coverage gate shows two unmatched transactions left. Well already drafted the journal entries for the rest.
Approves the draft entries. Validation locks the period with a gapless sequence. Audit trail is already complete.
We feed your ledger, not replace it.
Most tools want to be your accounting software. Keep yours. Well does the reconcile, collect, and close work the others leave to you.
| Capability | Well | QuickBooks | Xero | Pennylane | Digits | Puzzle |
|---|---|---|---|---|---|---|
| Feeds your ledger, not replaces it | Supported | Is the ledger | Is the ledger | Is the ledger | Replaces it | Replaces it |
| AI reconcile with review band | Supported | Rules-based | Rules-based | Supported | Supported | Supported |
| Deterministic, audit-trailed posting | Supported | Manual | Manual | Not supported | Not supported | Not supported |
| Collect missing invoices | Supported | Not supported | Not supported | Not supported | Not supported | Not supported |
| Bank coverage | EU + US | US first | Global | FR only | US only | US only |
| Price | EUR 19-199/mo | $35-235/mo | $15-80/mo | EUR 40-249/mo | $0-50/mo | $0-79/mo |
Audit-ready, and provable.
Every entry is logged and traceable, so you can show an auditor exactly how each number got there.
GDPRCompliant
SOC 2Type IEvery figure traces to source
An append-only ledger records why every line posted, or why it halted.
Read-only bank access
Read-only OAuth through regulated aggregators, encrypted at rest and in transit.
Access scoped per role
Give your accountant a reviewer seat without exposing everything.
Frequently asked questions
No. Well feeds your ledger, it does not replace it. Keep Xero or Pennylane as your system of record. Well is the reconcile, collect-missing-documents, and close-acceleration layer on top, and your accountant reviews a clean, audit-trailed close.
Posting today covers invoice-backed flows: the matched invoice and bank line. When a charge arrives without a document, Well's Chrome extension collects the missing supplier invoice, including from portals that have no API, so the line can be reconciled and posted.
A locked period is terminal by design. Validation assigns a gapless legal sequence, so the books stay trustworthy and the audit trail intact. This is an integrity guarantee, not a limitation.
Yes. Run every client from one workspace and open each close already reconciled. Permissions are scoped per role, and the audit trail spans every member's actions.
Bank connections use read-only OAuth through regulated aggregators. Data is encrypted at rest and in transit, workspace permissions are scoped per role, and the audit trail tracks every action. Well holds a SOC 2 Type I report and is GDPR compliant.
11,000
Banks across EU and US
120+
Connectors
183
Pre-seeded accounts
Get your month-end Sundays back.
Connect your first bank in 90 seconds. Well reconciles, drafts the entries, and names what is left before you close. Free to try. No credit card.