What Qonto data does Well pull into Xero?

Well polls the Qonto API on a fixed cadence and pulls your organization, its bank accounts and balances, transactions, and supplier invoices with their attachments. Well resolves and scores each counterparty, then writes draft bills via email-in, with contact, dates, totals, line items, and tax type extracted by Hubdoc into Xero with the original Qonto record ID kept on the entry.

How often does Qonto data sync to Xero?

Well polls the Qonto API hourly, which fits Qonto's rate-limit envelope and keeps the downstream match window inside the same business day. The hourly pull respects Qonto's rate limits and feeds Xero once per window with the batch's confidence outcomes already resolved.

How does Well match Qonto records to entries in Xero?

Qonto transactions are scored against open Xero entries on counterparty, amount, date proximity, and reference; above 85% the bank line reconciles automatically and posts to the right account, between 55% and 85% the candidate Xero entries are surfaced for sign-off, below 55% the line stays open and is added to a review queue.

What happens to historical Qonto data when I first connect to Xero?

Qonto exposes the last three years through its API on a connected account. The window Well actually pulls is configurable from the integration settings page; each record is matched against your existing Xero ledger, and re-running the backfill is safe because Well tracks the Qonto record IDs and updates existing Xero entries instead of duplicating them.

How does Well prevent duplicates when posting Qonto records to Xero?

Well maintains a sync marker against Qonto so each window only pulls records strictly newer than the last successful sync; the Qonto record ID is then tracked into Xero for second-line dedup. If the same record appears twice through a manual re-import or a sync marker rewind, Well recognises the ID and updates the existing Xero entry rather than duplicating it.

How does Well authenticate with Qonto and Xero?

Qonto's MCP server handles authorisation directly; Well receives an access token through Dynamic Client Registration and never sees raw user credentials. For the delivery side, Well forwards the reconciled document to your Xero email-in address once it clears the matching threshold; Xero creates the draft record from it and you confirm and post it. Well holds no write credential to Xero. Tokens are encrypted in transit under TLS 1.3. Anything Well holds between Qonto and Xero is encrypted at rest and handled in line with GDPR.

Qonto to Xero

AvailableNative · QontoNative · Xero

Connect Qonto to Xero with Well

Stop reconciling by hand: Qonto bank lines reach Xero as drafts with the counterparty resolved and the receipt attached. You confirm and post in seconds.

Connect both toolsView all integrations

Qonto

Source

The Qonto connection is Qonto's MCP server, approved over Dynamic Client Registration, and it carries offline_access, organization.

Xero

Target

The Xero integration connects Well to your accounting platform for bidirectional data flow.

Why this pair

Qonto runs on EU banking rails in EUR and Xero closes books in GBP, AUD, NZD, or EUR depending on entity.

Connecting Qonto to Xero through Well matches each Qonto transaction inside its own ledger with cost-centre and FX context attached and the original Qonto reference preserved, then forwards the matched document to Xero's email-in. Hubdoc creates the draft bill; your team confirms tracking category and tax type in Xero.

What Well does between Qonto and Xero

One-way: Qonto into Well into Xero
Sync mode: Polling every 60 minutes
Up to 24 syncs/day

Trigger from Qonto

3 events · pick one

Well engine·recipe·When a supplier invoice is uploaded to Qonto

Source

from upload · hourly poll

Atlassian B.V.

via Qonto

Supplier invoice

When a supplier invoice is uploaded to Qonto

INV-2026-04-100 · 22 Apr 2026€1,284.00

Extract

6 fields read from Qonto

6 fields read

VendorAtlassian B.V.
Invoice numberINV-2026-04-100
Issue date22 Apr 2026
Total€1,284.00
Tax€256.80

Enrich

against your historical record graph

5 fields added

Legal entityAtlassian B.V.
Tax idNL824921788B01
Domainatlassian.com
Ledger account6064 · SaaS

Confidence97%

<55% refused55–85% review≥85% auto-posts

Post

post as draft bills

Create a draft bill in Xero

auto-posted

posted

TypeBill
VendorAtlassian B.V.
Amount€1,284.00
Ledger6064 · SaaS
Source docattached
Confidence97%

audit linkto Xero

Action in Xero

1 compatible with this trigger

Create a draft bill in Xero

Reconcile Qonto transactions to Xero ledger lines.

01Featured

Forward a supplier invoice with its PDF

Well reads the supplier invoice and its attachment from Qonto and forwards the document to Xero's email-in address, so the original PDF lands with the invoice.

Resolve the supplier against Xero contacts

Well matches the supplier on a Qonto invoice against the contacts already in Xero and carries the resolved company onto the forwarded document.

Collapse duplicate suppliers

Supplier names that resolve to one company are treated as the same business inside Well before the forward, so Xero keeps one clean contact.

Keep the accountant's ledger untouched

Well forwards resolved invoices to Xero's email-in and never posts journal entries through its API, so the ledger stays your accountant's.

9 signals and actions across Qonto and Xero

When a supplier invoice is uploaded to Qonto
Pulls from the Qonto banking API. Detects supplier invoices uploaded into the Qonto invoicing inbox. Forwarded to Xero's email-in via Hubdoc; Hubdoc extracts contact, dates, totals, and tax type into a draft bill.
Trigger·Invoice
When a Qonto supplier invoice is updated
Pulls from the Qonto banking API. Picks up any update to a Qonto supplier invoice the next time Well checks for updates. Forwarded to Xero's email-in via Hubdoc; Hubdoc extracts contact, dates, totals, and tax type into a draft bill.
Trigger·Invoice
New bank account connected in Qonto
Pulls from the Qonto banking API. When a new business account appears on your Qonto organization, Well starts tracking its activity in your workspace. Forwarded to Xero's email-in via Hubdoc; Hubdoc extracts contact, dates, totals, and tax type into a draft bill.
Trigger·Account
Business account balance updated
Pulls from the Qonto banking API. Well monitors changes in your Qonto business accounts to keep balances synchronized. Forwarded to Xero's email-in via Hubdoc; Hubdoc extracts contact, dates, totals, and tax type into a draft bill.
Trigger·Account
New transaction posted to Qonto account
Pulls from the Qonto banking API. Well pulls transaction details directly from your Qonto account when a new entry is posted. Forwarded to Xero's email-in via Hubdoc; Hubdoc extracts contact, dates, totals, and tax type into a draft bill.
Trigger·Transaction
Attach the file to the Xero record
Driven by Qonto bank transactions and supplier invoices. Hubdoc stores the original PDF on the draft bill as the source attachment.
Action·Document
Pre-fill the Xero tax rate from the document
Driven by Qonto bank transactions and supplier invoices. Hubdoc extracts the tax type and applies it on the draft bill. You confirm before posting.
Action·Invoice
Create a draft bill in Xero
Driven by Qonto bank transactions and supplier invoices. Well forwards the PDF to your Xero email-in address; Xero creates a draft bill via Hubdoc with contact, dates, totals, line items, and tax type pre-filled. You review and post.
Action·Invoice
Resolve a Xero contact from the document
Driven by Qonto bank transactions and supplier invoices. Hubdoc reads the contact name and trading address off the PDF to match the vendor. You confirm or merge on first sight.
Action·Company

Reference

Field mapping for Qonto → Xero

10 fields across 2 record types, open to see the full table.

Transaction fields

5 fields flow from Qonto into Xero.

Qonto field	Label		Xero field	Label
transaction.amount	Amount	→	Total	Amount
transaction.currency	Currency	→	CurrencyCode	Currency
transaction.emitted_at	Booking date	→	Date	Transaction date
transaction.label	Description	→	Reference	Reference
transaction.transaction_id	Transaction id	→	BankTransactionID	Bank line id

Invoice fields

5 fields flow from Qonto into Xero.

Qonto field	Label		Xero field	Label
supplier_invoice.invoice_number	Invoice number	→	InvoiceNumber	Invoice number
supplier_invoice.issue_date	Issue date	→	Date	Bill date
supplier_invoice.due_date	Due date	→	DueDate	Due date
supplier_invoice.total_amount.currency	Currency	→	CurrencyCode	Currency
supplier_invoice.attachment_id	Source PDF	→	Reference	Reference

Connect Qonto and Xero in three steps.

1
Connect Qonto
Click Connect with Qonto; Well's OAuth proxy handles Qonto authorisation through Dynamic Client Registration. Qonto's MCP server registers a read-scoped Well client through DCR; no credential paste, no shared secret.
- AuthOAuth 2.0
2
Map your accounts
Well discovers Qonto's your organization, its bank accounts and balances, transactions, and supplier invoices with their attachments and the the Xero draft bills queue populated by Hubdoc. Counterparty proximity, amount, date, and reference drive the match score; lines above 85% post automatically and the rest queue for a one-click sign-off.
- Auto-post above85% confidence
- Overridemanual anytime
3
Connect Xero
Click Connect with Xero; Well's OAuth proxy handles Xero authorisation through Dynamic Client Registration. Xero's MCP server registers a write-scoped Well client through DCR; no credential paste, no shared secret.
- AuthOAuth 2.0
- First syncup to an hour

46 agent skills run on Qonto and Xero.

Each one answers a question from the data this pair brings in. The required ones return nothing until a source like it is connected.

Needs a source like these

Runway

Know how many months of cash you have at your current burn, with both sides of the division shown.

Cash position

Know how much cash you hold right now, with the accounts counted and the ones left out both stated.

Cost structure

See where your company's money actually goes, no spreadsheets required.

Chase late invoices

Get a prioritized list of who to chase for payment, with their contact info and a message already drafted.

Rank clients by LTV

Find out what each customer is worth over its whole life, ranked from the most valuable down.

Company profile

Everything you know about one company, in one view.

Payment and invoice lookup

Find what payment settled an invoice, or catch every payment that never got one.

Missing receipts

Find the bills with no paperwork attached, before an auditor does.

Burn rate

Know what you spend in an average month over a window you can see, with the months that carried no spend counted.

Recurring revenue

Know what you can count on earning each month, averaged over real months.

Cash forecast

See the settled month-end cash series and where the line goes from the last complete month.

Cash flow bridge

See how the month moved from opening cash to closing cash, with whatever does not reconcile named as its own step.

Missing supplier invoices

See which suppliers owe you paperwork, before your accountant asks.

Assign missing invoices

Put a name on every settled expense that still has no invoice.

Missing invoice sweep

Walk the whole month-end sweep in one prompt.

Close the books

Drive the month-end close from open to sent to your accounting tool.

Categorize your suppliers

Close the category gaps behind your spend before you close a month.

Board pack

The board numbers in one pass, each with its scope and its window stated.

Subscription spend

See which suppliers you pay on a schedule, what each costs a month, and how that spend moved.

Subscription actions

Cancel a subscription, ask for a better price or contest a double debit, with your bank's facts in the email.

Prefill Form 1120

Get page 1 of your 1120 back as a PDF with your own book figures already in the boxes, and a list of every box left for your preparer.

Prefill Form 1099-NEC

Get one 1099-NEC per contractor back as a PDF with your own posted figures already in box 1, and the list of payees you cannot file for yet.

Unposted and blocked

See what in a month has not reached the ledger, and which pile each item sits in.

Check bank and books

Check that your bank and your books match, and re-run what missed rows.

VAT radar

See the net VAT your posted ledger shows for a quarter and which invoices to fix first.

Accounting reports

Read your profit and loss or balance sheet straight from QuickBooks or Xero.

Answers better with these connected

Receivables aging

See who owes you money, and how long they have been sitting on it.

Bills due

See what you owe and when, ordered by due date with a running total.

FX exposure

See how much of your cash and receivables sit outside your reporting currency.

Invoice fetching agents

See exactly which agents would run, before any of them does.

Convert currencies

Turn mixed currencies into one number you can actually audit.

Payables aging

See what you owe your suppliers, and how long each bill has been past due.

Compose a board

The measures you name, arranged on one board that stores the question rather than the answer.

Revenue by customer

See which customers your revenue came from in a period, ranked, with the part you could not place named.

Supplier spend register

See what you paid each supplier over a year, ranked, with the invoices that could not be placed counted beside the total.

Call and claim

Claim a refund or a compensation with the evidence in hand, and know what to say when you call.

Money back

Find the supplier refunds and VAT credits your company is still owed, with the evidence for each.

Employer cost

Read a month of payslips, or each of several months, and state, per person, gross pay plus the employee deductions and the employer charges the payslip printed, then list the payroll related bills paid from the bank that no payslip carries.

Check contractor status

For each supplier that looks like a freelancer, read the purchase invoices, the payment rail and any contract Well holds, and state the facts a requalification question turns on, next to the papers your country expects you to keep.

Uses them when they are there

Invoice design

Pick how an invoice prints, from the designs and records you already have.

Chart of accounts

Read the accounts your workspace posts to, number by number.

Import a statement

Drop a statement you already have, and get its transactions as records.

Connects and checks them

Check your connections

See what is connected, what is syncing, and what is missing.

Build your context graph

Connect your AI apps and your tools, then see your business as one context graph.

Connect your bank

Get the bank feed in, and confirm it is really live.

Tax id chase

The companies you deal with that carry no tax identifier, listed before year end.

Browse all skills

How Qonto and Xero stay secure with Well

Well connects to Qonto through its MCP server, which issues short-lived access tokens via Dynamic Client Registration. Well never holds a long-lived Qonto secret; the server refreshes its own tokens on each session. Anything Well holds between Qonto and Xero is encrypted at rest and handled in line with GDPR.

MCP server authEncrypted at restGDPR compliant

Scopes Well requestswellapp.ai/v1/mcps/qonto/mcp

Read Qonto records
Scoped to your organization, its bank accounts and balances, transactions, and supplier invoices with their attachments. No access to anything else in your Qonto account.
granted
Deliver documents to your Xero inbox
Well forwards the extracted document to your Xero email-in address; Xero reads draft bills via email-in, with contact, dates, totals, and related records from it and you review and post. No write credential to Xero is requested.
granted
Modify or delete Qonto records
Not granted. Well never edits or deletes an existing Qonto record; the one write it holds files a new document into Qonto.
refused
Read other workspaces' data
Not granted. A session resolves only to the workspaces your account belongs to, and Well checks that membership before it returns any record.
refused

Disconnect any time from Well settings or Qonto’s admin panel.

Frequently asked questions about Qonto and Xero on Well

01What Qonto data does Well pull into Xero?: Well polls the Qonto API on a fixed cadence and pulls your organization, its bank accounts and balances, transactions, and supplier invoices with their attachments. Well resolves and scores each counterparty, then writes draft bills via email-in, with contact, dates, totals, line items, and tax type extracted by Hubdoc into Xero with the original Qonto record ID kept on the entry.
02How often does Qonto data sync to Xero?: Well polls the Qonto API hourly, which fits Qonto's rate-limit envelope and keeps the downstream match window inside the same business day. The hourly pull respects Qonto's rate limits and feeds Xero once per window with the batch's confidence outcomes already resolved.
03How does Well match Qonto records to entries in Xero?: Qonto transactions are scored against open Xero entries on counterparty, amount, date proximity, and reference; above 85% the bank line reconciles automatically and posts to the right account, between 55% and 85% the candidate Xero entries are surfaced for sign-off, below 55% the line stays open and is added to a review queue.
04What happens to historical Qonto data when I first connect to Xero?: Qonto exposes the last three years through its API on a connected account. The window Well actually pulls is configurable from the integration settings page; each record is matched against your existing Xero ledger, and re-running the backfill is safe because Well tracks the Qonto record IDs and updates existing Xero entries instead of duplicating them.
05How does Well prevent duplicates when posting Qonto records to Xero?: Well maintains a sync marker against Qonto so each window only pulls records strictly newer than the last successful sync; the Qonto record ID is then tracked into Xero for second-line dedup. If the same record appears twice through a manual re-import or a sync marker rewind, Well recognises the ID and updates the existing Xero entry rather than duplicating it.
06How does Well authenticate with Qonto and Xero?: Qonto's MCP server handles authorisation directly; Well receives an access token through Dynamic Client Registration and never sees raw user credentials. For the delivery side, Well forwards the reconciled document to your Xero email-in address once it clears the matching threshold; Xero creates the draft record from it and you confirm and post it. Well holds no write credential to Xero. Tokens are encrypted in transit under TLS 1.3. Anything Well holds between Qonto and Xero is encrypted at rest and handled in line with GDPR.