What Qonto data does Well pull into Xero?

Well polls the Qonto API on a fixed cadence and pulls your organization, its bank accounts and balances, transactions, and supplier invoices with their attachments. Well resolves and scores each counterparty, then writes draft bills via email-in, with contact, dates, totals, line items, and tax type extracted by Hubdoc into Xero with the original Qonto record ID kept on the entry.

How often does Qonto data sync to Xero?

Well polls the Qonto API hourly, which fits Qonto's rate-limit envelope and keeps the downstream match window inside the same business day. The hourly pull respects Qonto's rate limits and feeds Xero once per window with the batch's confidence outcomes already resolved.

How does Well match Qonto records to entries in Xero?

Qonto transactions are scored against open Xero entries on counterparty, amount, date proximity, and reference; above 85% the bank line reconciles automatically and posts to the right account, between 55% and 85% the candidate Xero entries are surfaced for sign-off, below 55% the line stays open and is added to a review queue.

What happens to historical Qonto data when I first connect to Xero?

Qonto exposes the last three years through its API on a connected account. The window Well actually pulls is configurable from the integration settings page; each record is matched against your existing Xero ledger, and re-running the backfill is safe because Well tracks the Qonto record IDs and updates existing Xero entries instead of duplicating them.

How does Well prevent duplicates when posting Qonto records to Xero?

Well maintains a sync marker against Qonto so each window only pulls records strictly newer than the last successful sync; the Qonto record ID is then tracked into Xero for second-line dedup. If the same record appears twice through a manual re-import or a sync marker rewind, Well recognises the ID and updates the existing Xero entry rather than duplicating it.

How does Well authenticate with Qonto and Xero?

Qonto's MCP server handles authorisation directly; Well receives an access token through Dynamic Client Registration and never sees raw user credentials. For the delivery side, Well forwards the reconciled document to your Xero email-in address once it clears the matching threshold; Xero creates the draft record from it and you confirm and post it. Well holds no write credential to Xero. Tokens are encrypted in transit under TLS 1.3. Anything Well holds between Qonto and Xero is encrypted at rest and handled in line with GDPR.

Qonto to Xero

AvailableNative · QontoNative · Xero

Connect Qonto to Xero with Well

Stop reconciling by hand: Qonto bank lines reach Xero as drafts with the counterparty resolved and the receipt attached. You confirm and post in seconds.

Connect both toolsView all integrations

Qonto

Source

Qonto is two separate authorisations, not one.

Xero

Target

The Xero integration connects Well to your accounting platform for bidirectional data flow.

Why this pair

Qonto runs on EU banking rails in EUR and Xero closes books in GBP, AUD, NZD, or EUR depending on entity.

Connecting Qonto to Xero through Well matches each Qonto transaction inside its own ledger with cost-centre and FX context attached and the original Qonto reference preserved, then forwards the matched document to Xero's email-in. Hubdoc creates the draft bill; your team confirms tracking category and tax type in Xero.

What Well does between Qonto and Xero

One-way: Qonto into Well into Xero
Sync mode: Polling every 60 minutes
Up to 24 syncs/day

Trigger from Qonto

3 events · pick one

Well engine·recipe·When a supplier invoice is uploaded to Qonto

Source

from upload · hourly poll

Atlassian B.V.

via Qonto

Supplier invoice

When a supplier invoice is uploaded to Qonto

INV-2026-04-100 · 22 Apr 2026€1,284.00

Extract

6 fields read from Qonto

6 fields read

VendorAtlassian B.V.
Invoice numberINV-2026-04-100
Issue date22 Apr 2026
Total€1,284.00
Tax€256.80

Enrich

against your historical record graph

5 fields added

Legal entityAtlassian B.V.
Tax idNL824921788B01
Domainatlassian.com
Ledger account6064 · SaaS

Confidence97%

<55% refused55–85% review≥85% auto-posts

Post

post as draft bills

Create a draft bill in Xero

auto-posted

posted

TypeBill
VendorAtlassian B.V.
Amount€1,284.00
Ledger6064 · SaaS
Source docattached
Confidence97%

audit linkto Xero

Action in Xero

1 compatible with this trigger

Create a draft bill in Xero

Reconcile Qonto transactions to Xero ledger lines.

01Featured

Forward a supplier invoice with its PDF

Well reads the supplier invoice and its attachment from Qonto and forwards the document to Xero's email-in address, so the original PDF lands with the invoice.

Resolve the supplier against Xero contacts

Well matches the supplier on a Qonto invoice against the contacts already in Xero and carries the resolved company onto the forwarded document.

Collapse duplicate suppliers

Supplier names that resolve to one company are treated as the same business inside Well before the forward, so Xero keeps one clean contact.

Keep the accountant's ledger untouched

Well forwards resolved invoices to Xero's email-in and never posts journal entries through its API, so the ledger stays your accountant's.

9 signals and actions across Qonto and Xero

When a supplier invoice is uploaded to Qonto
Pulls from the Qonto banking API. Detects supplier invoices uploaded into the Qonto invoicing inbox. Forwarded to Xero's email-in via Hubdoc; Hubdoc extracts contact, dates, totals, and tax type into a draft bill.
Trigger·Invoice
When a Qonto supplier invoice is updated
Pulls from the Qonto banking API. Picks up any update to a Qonto supplier invoice the next time Well checks for updates. Forwarded to Xero's email-in via Hubdoc; Hubdoc extracts contact, dates, totals, and tax type into a draft bill.
Trigger·Invoice
New bank account connected in Qonto
Pulls from the Qonto banking API. When a new business account appears on your Qonto organization, Well starts tracking its activity in your workspace. Forwarded to Xero's email-in via Hubdoc; Hubdoc extracts contact, dates, totals, and tax type into a draft bill.
Trigger·Account
Business account balance updated
Pulls from the Qonto banking API. Well monitors changes in your Qonto business accounts to keep balances synchronized. Forwarded to Xero's email-in via Hubdoc; Hubdoc extracts contact, dates, totals, and tax type into a draft bill.
Trigger·Account
New transaction posted to Qonto account
Pulls from the Qonto banking API. Well pulls transaction details directly from your Qonto ledger when a new entry is posted. Forwarded to Xero's email-in via Hubdoc; Hubdoc extracts contact, dates, totals, and tax type into a draft bill.
Trigger·Transaction
Attach the file to the Xero record
Driven by Qonto bank transactions and supplier invoices. Hubdoc stores the original PDF on the draft bill as the source attachment.
Action·Document
Pre-fill the Xero tax rate from the document
Driven by Qonto bank transactions and supplier invoices. Hubdoc extracts the tax type and applies it on the draft bill. You confirm before posting.
Action·Invoice
Create a draft bill in Xero
Driven by Qonto bank transactions and supplier invoices. Well forwards the PDF to your Xero email-in address; Xero creates a draft bill via Hubdoc with contact, dates, totals, line items, and tax type pre-filled. You review and post.
Action·Invoice
Resolve a Xero contact from the document
Driven by Qonto bank transactions and supplier invoices. Hubdoc reads the contact name and trading address off the PDF to match the vendor. You confirm or merge on first sight.
Action·Company

Reference

Field mapping for Qonto → Xero

10 fields across 2 record types, open to see the full table.

Transaction fields

5 fields flow from Qonto into Xero.

Qonto field	Label		Xero field	Label
transaction.amount	Amount	→	Total	Amount
transaction.currency	Currency	→	CurrencyCode	Currency
transaction.emitted_at	Booking date	→	Date	Transaction date
transaction.label	Description	→	Reference	Reference
transaction.transaction_id	Transaction id	→	BankTransactionID	Bank line id

Invoice fields

5 fields flow from Qonto into Xero.

Qonto field	Label		Xero field	Label
supplier_invoice.invoice_number	Invoice number	→	InvoiceNumber	Invoice number
supplier_invoice.issue_date	Issue date	→	Date	Bill date
supplier_invoice.due_date	Due date	→	DueDate	Due date
supplier_invoice.total_amount.currency	Currency	→	CurrencyCode	Currency
supplier_invoice.attachment_id	Source PDF	→	Reference	Reference

Connect Qonto and Xero in three steps.

1
Connect Qonto
Click Connect with Qonto; Well's OAuth proxy handles Qonto authorisation through Dynamic Client Registration. Qonto's MCP server registers a read-scoped Well client through DCR; no credential paste, no shared secret.
- AuthOAuth 2.0
2
Map your accounts
Well discovers Qonto's your organization, its bank accounts and balances, transactions, and supplier invoices with their attachments and the the Xero draft bills queue populated by Hubdoc. Counterparty proximity, amount, date, and reference drive the match score; lines above 85% post automatically and the rest queue for a one-click sign-off.
- Auto-post above85% confidence
- Overridemanual anytime
3
Connect Xero
Click Connect with Xero; Well's OAuth proxy handles Xero authorisation through Dynamic Client Registration. Xero's MCP server registers a write-scoped Well client through DCR; no credential paste, no shared secret.
- AuthOAuth 2.0
- First syncup to an hour

24 agent skills run on Qonto and Xero.

Each one answers a question from the data this pair brings in. The required ones return nothing until a source like it is connected.

Needs a source like these

Runway

Know exactly how many months and days of cash you have left.

Cash position

Know exactly how much cash you have, and which accounts it came from.

Cost structure

See where your company's money actually goes, no spreadsheets required.

Receivables aging

See who owes you money, and how long they've been sitting on it.

Bills due

See exactly what's coming due, in what order, and how much cash it adds up to.

Rank clients by LTV

Find out who your best customers really are, ranked by what they've actually paid.

Company profile

Everything you know about one company, in one view.

Payment and invoice lookup

Find what payment settled an invoice, or catch every payment that never got one.

Missing receipts

Find the bills with no paperwork attached, before an auditor does.

Draft invoice

Turn a sentence into a real invoice in Well, PDF attached, no template hunting.

Burn rate

Know what you actually spend each month, averaged over real months.

Recurring revenue

Know what you can count on earning each month, averaged over real months.

Cash forecast

See where your cash lands if nothing new comes in.

Cash movement

See the bridge from last month's balance to this one.

Missing supplier invoices

See which suppliers owe you paperwork, before your accountant asks.

Assign missing invoices

Put a name on every settled expense that still has no invoice.

Missing invoice sweep

Walk the whole month-end sweep in one prompt.

Close the books

Drive the month-end close to the point of approval.

Categorize your suppliers

Close the category gaps behind your spend before you close a month.

Answers better with these connected

FX exposure

See how much of your cash and receivables sit outside your home currency.

Invoice fetching agents

See exactly which agents would run, before any of them does.

Convert currencies

Turn mixed currencies into one number you can actually audit.

Connects and checks them

Check your connections

See what is connected, what is syncing, and what is missing.

Connect your bank

Get the bank feed in, and confirm it is really live.

Browse all skills

How Qonto and Xero stay secure with Well

Well connects to Qonto through its MCP server, which issues short-lived access tokens via Dynamic Client Registration. Well never holds a long-lived Qonto secret; the server refreshes its own tokens on each session. Anything Well holds between Qonto and Xero is encrypted at rest and handled in line with GDPR.

MCP server authEncrypted at restGDPR compliant

Scopes Well requestswellapp.ai/v1/mcps/qonto/mcp

Read Qonto records
Scoped to your organization, its bank accounts and balances, transactions, and supplier invoices with their attachments. No access to anything else in your Qonto account.
granted
Deliver documents to your Xero inbox
Well forwards the extracted document to your Xero email-in address; Xero reads draft bills via email-in, with contact, dates, totals, and related records from it and you review and post. No write credential to Xero is requested.
granted
Modify or delete Qonto records
Not granted. Well never edits or deletes an existing Qonto record; the one write it holds files a new document into Qonto.
refused
Read other workspaces' data
Not granted. A session resolves only to the workspaces your account belongs to, and Well checks that membership before it returns any record.
refused

Disconnect any time from Well settings or Qonto’s admin panel.

Frequently asked questions about Qonto and Xero on Well

01What Qonto data does Well pull into Xero?: Well polls the Qonto API on a fixed cadence and pulls your organization, its bank accounts and balances, transactions, and supplier invoices with their attachments. Well resolves and scores each counterparty, then writes draft bills via email-in, with contact, dates, totals, line items, and tax type extracted by Hubdoc into Xero with the original Qonto record ID kept on the entry.
02How often does Qonto data sync to Xero?: Well polls the Qonto API hourly, which fits Qonto's rate-limit envelope and keeps the downstream match window inside the same business day. The hourly pull respects Qonto's rate limits and feeds Xero once per window with the batch's confidence outcomes already resolved.
03How does Well match Qonto records to entries in Xero?: Qonto transactions are scored against open Xero entries on counterparty, amount, date proximity, and reference; above 85% the bank line reconciles automatically and posts to the right account, between 55% and 85% the candidate Xero entries are surfaced for sign-off, below 55% the line stays open and is added to a review queue.
04What happens to historical Qonto data when I first connect to Xero?: Qonto exposes the last three years through its API on a connected account. The window Well actually pulls is configurable from the integration settings page; each record is matched against your existing Xero ledger, and re-running the backfill is safe because Well tracks the Qonto record IDs and updates existing Xero entries instead of duplicating them.
05How does Well prevent duplicates when posting Qonto records to Xero?: Well maintains a sync marker against Qonto so each window only pulls records strictly newer than the last successful sync; the Qonto record ID is then tracked into Xero for second-line dedup. If the same record appears twice through a manual re-import or a sync marker rewind, Well recognises the ID and updates the existing Xero entry rather than duplicating it.
06How does Well authenticate with Qonto and Xero?: Qonto's MCP server handles authorisation directly; Well receives an access token through Dynamic Client Registration and never sees raw user credentials. For the delivery side, Well forwards the reconciled document to your Xero email-in address once it clears the matching threshold; Xero creates the draft record from it and you confirm and post it. Well holds no write credential to Xero. Tokens are encrypted in transit under TLS 1.3. Anything Well holds between Qonto and Xero is encrypted at rest and handled in line with GDPR.