Insurance switch

Lay your insurance offers next to your current contract, and get the letter that ends it.

npx skills add wellapp-ai/skills --skill insurance-switch
Wellapp
My business insurance went up. Can you compare these quotes and help me switch?

Ask anything or use / for commands...

How the skill answers

Every step of the run, in order, with the card each one returns. A step that hands its work to another skill says which one.

  1. You ask

    My business insurance went up. Can you compare these quotes and help me switch?

  2. Pin the workspaceSkill useddefine-workspace

    Workspaces

    Pick the workspaces to work in.

    Your workspaces
  3. Read the current contract
  4. State the renewal date as the contract gives it
  5. Lay the offers side by side
  6. Explain how to end the current contract
  7. Draft the termination letter, when the case calls for one
  8. If any required step errors or returns unusable data
  9. You get

    Your professional liability policy on file costs EUR 1,840.00 a year, with a cover limit of EUR 2,000,000 and a EUR 500 deductible, and its cover runs until 31 March 2027. Its renewal clause and notice period are not on file, so no notice deadline is given: send the latest contract or renewal notice. Next to it, Assureur Nord quotes EUR 1,520.00 a year with a EUR 750 deductible, and Coopérative Sud EUR 132.00 a month, so 12 × 132.00 = EUR 1,584.00 a year, with a EUR 1,500,000 cover limit. Well is not registered as an insurance intermediary, so it ranks neither offer. The termination letter for the current contract is drafted below for you to send yourself.

Frequently asked questions

Does it tell me which offer to take?

No. Well is not registered as an insurance intermediary, so it shows the facts side by side and ranks nothing. The choice of cover is yours, or a broker's.

Where do the prices come from?

From the quotes you send and the contract Well holds. Each figure names its source. Well never looks a price up and never fills in a figure a quote does not state.

Does it cancel my contract for me?

No. It explains how to end the contract in your case and drafts the termination letter. You send the letter yourself, or the new insurer does it for you when the law gives it that role. Well sends, signs and pays nothing.

Does it tell me the last day to cancel?

Only when your contract states it. Well reads the end of the cover period from the contract on file. The insurance details Well stores hold no notice period, so Well asks you for the latest contract or renewal notice rather than estimate a deadline.

Does it work for business insurance?

Yes. A business contract is ended at its renewal date with the notice period it states, and the letter is drafted the same way. The consumer rules that let a person end a contract early do not apply to it.

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